Financial Accountant Senior
USAA • Charlotte, North Carolina • Full Time • $85,040–$162,550 / year
Posted on Thu, Sep 24, 2026
Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
As a dedicated Financial Accountant Senior, you will join a high-performing General Accounting team with broad exposure across USAA. As a shared service function supporting all USAA entities, our team works on high-visibility initiatives and complex accounting matters that provide the opportunity to partner across Finance and the broader organization.
We offer a flexible work environment that requires an individual to be in the office 4 days per week.
This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Charlotte, NC, or Tampa, FL.
What you'll do:
- Applies advanced knowledge of Generally Accepted Accounting Principles (GAAP) and Statutory Accounting Principles (STAT) and regulatory accounting treatment to complex accounting transactions and shares understanding of key implications.
- May assist team members in developing knowledge of various accounting transactions.
- Makes recommendations, prepares and communicates processes and procedures, financial results and analysis to internal and external stakeholders.
- Assists in resolving accounting issues and makes recommendations to leadership.
- Performs in a financial accounting advisory capacity to operational business leaders on matters pertaining to business initiatives or strategies. Collaborates and maintains strong relationships with business partners.
- Leads special projects related to financial accounting and coordinates with key stakeholders to ensure timely and accurate completion.
- Resolves issues and provides informed, proactive reporting and analysis to enable effective decision making.
- Develops and maintains processes, procedures and tools impacting financial accounting that may impact the finance organization.
- Facilitates and reviews internal controls to ensure an effective and efficient financial system.
- Reviews the work of team members and provides guidance and coaching when issues arise.
- Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.
What you have:
- Bachelor's degree in Accounting, Finance, or related field; OR a Bachelor's degree in an unrelated field coupled with a Certified Public Accountant designation; OR 4 years of relevant education and/or experience.
What sets you apart:
- Certified Public Accountant (CPA) designation preferred but not required.
- Experience with SOX controls, including control execution, documentation, testing, and issue remediation.
- Knowledge of or experience with Regulation W requirements and related accounting and control considerations.
- Experience supporting financial system implementations and change requests, including requirement documentation, solution design, test case creation, user acceptance testing, and issue resolution.
- 6 years of relevant work experience performing accounting functions including preparing and reviewing journal entries, account reconciliations and preparing financial results for internal and external purposes or other similar experience.
- Advanced knowledge and application of GAAP and STAT or regulatory accounting practices.
- Demonstrated ability to partner and communicate effectively with internal and external team members.
- Advanced knowledge of financial or accounting data analysis techniques and statistical methodologies.
- Advanced knowledge of relevant technical accounting and reporting disciplines.
- Advanced knowledge in Microsoft Excel and Word.
- US military experience gained through military service or gained as a military spouse / domestic partner.
Compensation range: The salary range for this position is: $85,040.00 - $162,550.00.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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