Staff Accountant

This is a hybrid position based at our Plano, Texas headquarters, with in-office presence required Tuesday through Thursday each week.

About the Job

Every dollar Tapcheck moves on behalf of a worker has to land correctly in the books — across multiple payment rails, banking partners, and revenue streams. The Staff Accountant owns the recurring work that makes that true: month-end close, balance sheet reconciliations, and revenue accounting for our earned wage access and payroll products.

You are joining an accounting function at a real inflection point. Tapcheck is building the controls environment, documentation, and audit readiness that a company on our trajectory requires — and this role is central to it. You will own meaningful areas of the close from day one, and the processes you build this year become the standard we run on as we scale.

What You'll Do

Month-End Close & Reconciliations

• Own assigned areas of the monthly close, including journal entries, accruals, prepaid schedules, and fixed assets

• Prepare balance sheet account reconciliations and clear variances at the source rather than carrying them forward

• Reconcile high-volume cash and settlement activity across multiple banking partners and payment rails

• Execute close tasks in FloQast on schedule, with supporting documentation that stands on its own for a reviewer

• Prepare monthly flux analysis and explain the drivers in business terms, not just accounting terms

Revenue Accounting & Billing

• Own the revenue close for assigned product lines, including transaction-level revenue capture, partner revenue share, and deferred revenue schedules

• Reconcile billing and invoicing activity to recognized revenue and to cash collected

• Maintain trade receivable aging and partner with the business on collections follow-up

• Validate revenue data flowing from operational systems into the general ledger, and resolve breaks where they originate

• Support revenue recognition analysis for new products, pricing structures, and partner agreements

Controls & Audit Readiness

• Document the processes you run — desk procedures, control descriptions, and reconciliation templates that survive turnover

• Prepare audit schedules and respond to external auditor requests with complete, well-supported workpapers

• Identify manual workarounds and control gaps, then propose fixes instead of routing around them

• Contribute to system and process improvements across Workday Financials and adjacent finance tools

Cross-Functional Partnership

• Partner with Payment Operations, Product, and Engineering to understand how transactions behave before they hit the ledger

• Answer questions from FP&A, business partners, and leadership with numbers you can defend

• Raise issues early — surfacing a problem in the first days of close beats explaining it in the last

What You've Done

Required

• Spent 5+ years in accounting — public accounting, a high-growth private company, or a combination of both

• Owned month-end close areas end to end, from journal entries through reconciliation and variance explanation

• Prepared balance sheet reconciliations for high-volume, high-transaction-count accounts

• Worked through revenue accounting mechanics, including recognition timing, deferred revenue, and billing-to-revenue reconciliation

• Supported an external audit, preparing schedules and responding directly to auditor requests

• Built or rebuilt a process that was previously manual, undocumented, or unreliable

• Applied a working knowledge of US GAAP to real transactions, not just in the abstract

• Operated with accuracy and urgency in a fast-moving environment where close deadlines do not move

• Earned a bachelor's degree in Accounting, Finance, or a related field

Preferred

• Hold a CPA, or are actively progressing toward one

• Worked in fintech, payments, payroll, or another environment with complex money movement and multi-party settlement

• Used Workday Financials, NetSuite, or a comparable ERP, alongside a close management tool such as FloQast or BlackLine

• Reconciled activity across multiple banking partners, processors, or payment rails

• Been through a company's first or second external audit and know what audit ready actually requires

• Strong in Excel, and comfortable with SQL or BI tools for validating data at volume

At this time, Tapcheck does not provide sponsorship for employment-based visas (e.g., H-1B, L-1, TN, etc.). Therefore, candidates must already possess the right to work in the United States without the need for employment-based visa sponsorship now or in the future.

About Tapcheck

Tapcheck is a digital platform offering an easy and convenient way to access on-demand earnings early. Available at no cost to employers, our app-based on-demand pay solution helps relieve the financial stress that many employees experience on a daily basis.

The Tapcheck team is passionate about our mission to improve financial wellness and boost business productivity. By giving workers the ability to transfer wages they've earned directly to their bank account or pay card without waiting for payday, Tapcheck eliminates the need for high-interest payday loans or employer-funded cash advances.

How We Get Things Done

Our core values act as a steadfast guide, directing our decisions and anchoring our actions. We consider these values non-negotiable, especially when it comes to our hiring process.

• Humility: We believe in the power of humility. We value team players who are down-to-earth, respectful, and open to learning from others. Our employees approach challenges with a positive attitude, acknowledging their strengths and weaknesses while celebrating the achievements of their colleagues.

• Grit: We admire individuals with grit – those who demonstrate unwavering determination and resilience in the face of obstacles. At Tapcheck, we take pride in overcoming challenges together, pushing the boundaries of what is possible, and embracing failure as an opportunity for growth.

• Raising the Bar: Continuous improvement is at the heart of our culture. We are committed to setting high standards and pushing ourselves to exceed them. We seek employees who are innovative and strive for excellence, constantly seeking ways to enhance our products, services, and processes.

• Striving for Growth: We foster an environment that encourages personal and professional development. Our employees are driven to learn, grow, and adapt to new circumstances. We support individuals who take initiative, seek out new challenges, and actively contribute to their own growth and the growth of the company.

Why Join Tapcheck?

• Mission that matters. We're changing how Americans access their pay — giving workers financial flexibility without the debt trap of payday loans.

• Flexible PTO. No accrual caps, no counting days. Take the time you need.

• 10 paid holidays. Including both Christmas Eve and New Year's Eve.

• Comprehensive health coverage. Medical through Blue Cross Blue Shield of Texas (PPO and HDHP options, HSA-eligible with employer contribution), plus dental and vision through MetLife.

• FSA, Basic Life/AD&D, and an Employee Assistance Program (EAP).

• 401(k) with a 100% match up to 3% of your salary, through Mutual of America. Eligible after 90 days.

• A team that lives its values. Humility, grit, and a genuine drive to raise the bar — every day.

Compensation

Compensation at Tapcheck is competitive and benchmarked to your role and the market. We're committed to a total rewards package that reflects your impact. Full details are shared as part of our hiring process.

Equal Employment Opportunity Policy

Tapcheck, Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.