Junior Financial Analyst

General Summary of Duties

Performs professional financial work to include responsibility for expense, cash flow/ALM, and branch analysis, assists with budget process, and backup of other finance duties.

Essential Job Functions

• Maintains current knowledge of technology necessary to function in position; continuing education as needed. Networks with other financial institutions to stay abreast of current trends.
• Creates an atmosphere conducive to quality performance and morale. Supports the efforts of all staff in the maintenance of an atmosphere of service excellence.
• Performs analyses of subjects such as cash flow/Asset Liability Management (ALM), branch performance, rate of return, depreciation, investments, and financial and expense performance comparisons. May prepare forecasts and analyze trends in sales, financial, and other general business conditions. Compile and/or prepare reports, graphs, and charts of data developed.
• Assists in the preparation of month-end financial, budgetary, regulatory, and ad-hoc reports as directed.
• Accountable to maintain knowledge of and comply with all applicable rules and regulations required within scope of duties, including, but not limited to, the Bank Secrecy Act. Required to attend training sessions as instructed by Manager and/or the HR Department.
• Assists with the budgeting process.
• Back-up other areas of the finance department as needed.
• Keeps Senior Financial Analyst informed of any opportunities, best practices, and challenges.
• Perform other job-related duties as assigned.

The list of essential job functions is not limited. It may be supplemented as necessary from time to time.

Workplace Expectations

• Ensure prompt and courteous service is provided to all internal and external members/customers.
• Conduct work in a safe and healthful manner.
• Maintain thorough knowledge and understanding of credit union policies and procedures that are necessary for performing your job.
• Perform as part of a team and assist other employees and other departments as needed.
• Place documents that need to be shredded in the proper area for shredding.
• Maintain knowledge of and follow the established process for key control, security, and the security of all codes and procedures related to office security. Open and close office by disarming and arming alarms, as established procedures require.
• Maintain total working knowledge of department. Complete necessary logs.
• Maintain thorough knowledge and understanding of credit union policies/procedures that are necessary for performing job duties, including but not limited to Negotiable Instrument Reference & Guidelines, NACHA, BSA, and OFAC.

Minimum Qualifications

• Education: A four-year college degree in Finance or related field.
• Experience: One to three years of financial services experience with an emphasis on finance.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• While performing the duties of this job, the employee is regularly required to sit, use hands, fingers, talk, or hear. The employee is frequently required to sit, stand, and reach with hands and arms. The employee may occasionally lift up to 20 lbs. and/or exert force to move up to 50 lbs.