Student - Financial Analyst, Commercial Banking

Job Description

Please note: This posting is for a 4-month Student Winter 2027 placement with a start date of January 11, 2027 and end-date of April 30, 2027. 
In order to be eligible for this Winter Student position, you must either:

• Be returning back to school after the work term end-date of April 2027; or

• If you are not returning back to school (i.e. are graduating in April 2027), but you require the work term as a mandatory component in order to graduate successfully.

Please ensure that you meet these eligibility requirements before applying - candidates who apply but are found to be ineligible are not able to be considered.

What is the opportunity?

Join RBC Commercial Banking and thrive at the intersection of expertise and ambition. As a key partner to Canada’s leading businesses, you’ll help shape the country’s future by driving real economic impact. You’ll get to collaborate with multi-disciplinary teams, leverage cutting-edge digital platforms and build innovative solutions to transform client experiences. Here, growth is embedded in our culture. You’ll have opportunities to learn and develop skills and experiences to help you thrive in your career. At RBC, you’ll build a future defined by innovation, impact and unparalleled expertise. To learn more about Commercial Banking at RBC, please visit our website Commercial Banking - RBC Royal Bank.

Do you have ambition and tenacity?  Do you have a curious and agile mindset, eager to learn and ask questions to support development in a banking environment? Are you ready to challenge assumptions, evaluate multiple perspectives and make sound judgments?

We're seeking a Financial Analyst to join our Commercial Banking team and play a key role in supporting credit analysis, financial modeling, and client portfolio management. This is an exciting opportunity to gain hands-on experience in a dynamic banking environment and contribute to meaningful business decisions.

Potential Placements:

• Finance Analyst
• Credit Management Analyst
• Commercial Credit Business Analyst

What will you do?

Depending on your placement, you may:

• Prepare financial analysis (i.e. ROI, variance, margin) and credit assessments for commercial loan applications
• Develop and maintain financial models to evaluate borrower credit worthiness and loan structures
• Support senior analysts in monitoring existing client portfolios and identifying risks or opportunities
• Assist in preparing presentations and reports for internal stakeholder meetings and client discussions

What do you need to succeed?

Must-have:

• Currently enrolled in a post-secondary program in Commerce, Finance, Business Administration or Economics (or a related field)
• Strong proficiency in Microsoft Office including Excel (Pivot tables, VLOOKUP, Data Visualization such as Tableau)
• Strong analytical and quantitative skills
• Understanding of business fundamentals, financial analysis, financial modelling, data management, accounting principles and strategic business rationales
• Ability to thrive in fast-paced, dynamic environments and adjust to new challenges
• Collaboration & Communication skills; cross-functional teamwork and stakeholder engagement across all roles
• Ability to work independently and manage multiple priorities in a fast-paced environment with strong attention to detail

Nice-to-have:

• Understanding of commercial banking, financial services and business fundamentals
• Familiarity with banking systems or credit analysis tools
• Knowledge of commercial lending products and practices
• Previous internship or co-op experience in finance
• Ability to transform raw data into compelling and actionable narratives to help drive business decisions

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

You will gain access to:

• Leaders who support your development and opportunities to take on progressively greater accountabilities
• A dynamic, collaborative, and high-performing environment including opportunities to network with RBC leaders
• The chance to make a meaningful impact on RBC's operations and client experience
• RBC brand recognition to add to your experience and resume – Tier-1 institution adds weight to future application
• Experience and exposure to RBC’s thought leadership in technology including Borealis AI

Job Skills

Additional Job Details

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Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.