Junior Financial Analyst

Join our Finance team and help turn financial data into meaningful insights.

Mascoma Bank is looking for a detail-oriented Junior Financial Analyst to support the financial reporting, budgeting, forecasting, ALCO reporting, variance analysis, and performance reporting that help guide sound decision-making across the Bank.

This is a great opportunity for someone who enjoys working with financial data, has strong attention to detail, and is looking to build foundational expertise in banking financial management while contributing to meaningful work in a collaborative, community-focused organization.

What You'll Do

· Support monthly updates to the Bank’s financial reporting system, including importing data, validating information, maintaining key system components, and assisting with report development.

· Compile financial data used for deposit analysis, liquidity forecasting, ALCO modeling, and related reporting.

· Prepare, analyze, and distribute weekly, monthly, and quarterly financial, ALCO, and departmental reports.

· Gather, validate, and organize financial and operational data from multiple systems to support reporting, analysis, and management review.

· Assist with the annual operating and capital budget process, including collecting data, maintaining budget reports, and supporting monthly variance reporting.

· Support forecasting activities, including the Bank’s three-year plan and other financial modeling initiatives.

· Assist with quarterly peer data analysis using call reports and other publicly available sources.

· Contribute to special projects and other financial analysis as needed.

What We're Looking For

· Bachelor’s degree in Accounting, Finance, or a related field preferred.

· Two years of banking, finance, or accounting experience, with a basic understanding of financial statements and accounting principles.

· Strong Microsoft Excel skills required.

· Familiarity with financial reporting, budgeting, and data analysis tools preferred.

· Strong analytical and problem-solving skills with excellent attention to detail.

· Ability to work independently, take initiative, and follow established controls and procedures.

· Comfort working with financial data, bank systems, and reporting processes.

· Strong interpersonal and communication skills.

· Ability to maintain confidentiality and handle personally identifiable information appropriately.

Background and Credit Check

As part of our commitment to maintaining a secure financial institution, all final candidates will be required to successfully complete background and credit screenings as part of the hiring process. These screenings will be conducted in accordance with applicable laws and industry regulations.

Please note: Having a record on a background or credit report does not automatically disqualify you. We evaluate results on a case-by-case basis, considering their relevance to the role and any regulatory requirements.

Our Commitment to Belonging!

The communities served by Mascoma Bank consist of individuals from diverse backgrounds. Our employees likewise bring unique perspectives, experiences, and approaches to the bank. We strive to create a safe and welcoming environment for all who pass through our doors and a workplace that actively demonstrates mutual respect and trust, one of our core values. A truly inclusive culture leads to a sense of belonging and support for all team members and inspires innovation and creativity. We are committed to recruiting and retaining a diverse talent pool, increasing team member engagement through professional development and community outreach activities, and offering personal growth workshops and team-building opportunities. By embracing diversity, equity, and inclusion, we strengthen our communities and ourselves.

Mascoma Bank is proud to be an Equal Employment Opportunity and Affirmative Action employer. We do not discriminate based upon race, ethnicity, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, veteran status, status as an individual with a disability, or other applicable legally protected characteristics. To request reasonable accommodations, please contact careers@mascomabank.com.

Mascoma Bank is an Affirmative Action and Equal Opportunity Employer, M/F/D/V. 

Location

This position is based at our White River Junction, VT Operations Center and may be eligible for a hybrid work schedule after training is complete.

Salary Description

$23.80 - $30.80 an hour, depending on experience