Financial Analyst - Liquidity

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Liquidity Risk Management group within U.S. Bank is seeking an experienced professional to join its Reporting and Analytics team. The role completes internal and regulatory liquidity reporting, partners with key treasury and risk teams to ensure accuracy, and supports reporting improvements, governance, and analytics.

Key Responsibilities

• Complete and maintain daily, monthly, and quarterly liquidity reporting, including the Liquidity Coverage Ratio, Net Stable Funding Ratio, Early Warning Indicators, Cash Flow Projections, Liquidity Stress Testing, and other internal liquidity metrics.
• Own assigned reports and present reporting as part of the team's daily operating rhythm.
• Monitor, analyze, and investigate data used in liquidity metrics and reporting, including market data and external sources such as Bloomberg.
• Partner with Asset Liability Management, Funding, Management Reporting Operations, and Finance Risk Management to support accurate reporting.
• Support governance, methodology documentation, regulatory interpretations, audit activities, and second-line reviews.
• Identify process improvements and operational efficiencies within existing reporting processes.
• Build and enhance reporting solutions, dashboards, and data visualizations using tools such as Power BI.
• Investigate reporting issues and assess impacts from regulatory interpretations and upstream process changes.

Basic Qualifications

• Bachelor's degree, or equivalent work experience
• Typically five or more years of related experience

Preferred Skills/Experience

• Experience in treasury, FP&A, finance, liquidity reporting, or data analytics.
• Knowledge of banking products, liquidity regulations, financial analysis, forecasting, planning, and general accounting procedures.
• Strong mathematical, analytical, and independent problem-solving skills, including the ability to analyze data and resolve exceptions.
• Technical skills with data mining and visualization tools such as SQL, Python, and Power BI.
• Experience with dashboards, financial or regulatory reporting, governance, audit, or methodology documentation.
• Ability to present data and communicate reporting results.
• Master's degree preferred.

Location Expectations:

This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.