Description

Summary:
The CRE Credit Manager I ​underwrites commercial real estate loans to determine credit worthiness and compliance with Huntington’s lending policies. 

Duties and Responsibilities:

• Manage maturities by working with Relationship Managers early in the process and underwriting renewals, extensions, and modifications.
• Completes Annual Review packages for existing loans.
• Manages a team of Credit Analysts, responsible for reviewing work for accuracy (spreads, underwriting packages, etc.) before it is submitted to the Portfolio Managers or Relationship Managers, managing their day-to-day activities, as well as mentoring them and focusing on their professional development.
• Analyze, review and structure loan requests using sound real estate underwriting fundamentals and standards.
• Work directly with sales and risk personnel in generating loan approval documents that help ensure and maintain the quality of the Bank’s real estate loan portfolio.
• Prepare written evaluation of borrowers’ financial condition and future outlook, as well as identify strengths and risks associated with our relationship sponsors and guarantors.
• Responsible for third-party report engagements and/or follow-up (i.e.: appraisals / environmental reports, property condition reports, etc.).
• Responsible for the collection, review, and maintenance of due diligence & customer information on renewals, modifications, and extensions of existing loans.
• Perform other duties as assigned.

                       
Basic Qualifications:

• Bachelor’s Degree
• 5+ years experience of CRE      

Preferred Qualifications:

• 2+ years of management or team leader experience
• Formal commercial credit training
• Strong/Proficient use of Microsoft Office and internet resources
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning, and follow-up
• Demonstrates confidence, assertiveness, professionalism, ability to interact with all levels of the organization, and ability to sell Huntington and its products/services
• Demonstrated ability to analyze financial data and narrative information quickly and thoroughly
• Excellence in customer service, highly motivated, focused and goal oriented
• Ability to work independently on multiple tasks without compromising quality

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type:

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds:  in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters:  Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume.  All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.