Senior Credit Manager (Bilingual)

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Why FCC?

At FCC, we’re proud to be 100% invested in Canadian agriculture and food. As a federal Crown corporation, we provide financing, knowledge resources and business management software to over 103,000 customers nationwide.

Here’s what you can expect when you join our team:

• Competitive total rewards packages: market-aligned and performance-based salary and incentive programs, flexible and comprehensive group benefit and savings plans, and well-being support through benefits and wellness programs

• Purpose-driven work: We build strong relationships, share knowledge and support the people who feed the world

• Growth: Learning and development opportunities to help you thrive

• Hybrid work options

How you’ll make an impact

Leverage your expertise in agricultural and commercial lending, credit analysis and risk mitigation to evaluate and approve lending opportunities while supporting sound credit decisions.

As Senior Credit Manager, you’ll review and approve complex loan applications, assess risks, verify compliance with credit policies and provide advice on financing solutions. Your strong expertise in financial analysis and credit risk management will enable you to support lending decisions, review exceptions and recommend measures to help maintain a healthy loan portfolio.

Are you a collaborative, analytical and organized person who is skilled at coaching others? Do you thrive in a dynamic environment? Are you motivated by the opportunity to support Canada’s agriculture and food industry? If so, this role could be for you!

What you’ll do

• Evaluate and authorize complex agricultural and commercial lending proposals that exceed established lending authorities.
• Review source documents, financial information and loan recommendations to support credit decisions.
• Assess administrative requests, including loan amendments, changes to security and policy exceptions.
• Assess compliance with enterprise credit risk policies, procedures and guidelines.
• Provide coaching, mentoring and technical guidance to lending staff and credit specialists.
• Work with business partners, contribute to credit quality reviews and support credit-related training initiatives.

What you’ll bring to the team

Required qualifications:

• Bachelor’s degree in business administration, economics, agriculture or a related field (or an equivalent combination of education and experience)
• Minimum 8 years of experience in commercial or agricultural lending or both
• Extensive knowledge of Canadian agriculture and credit risk management practices
• Proven expertise in assessing loan applications and analyzing financial statements, working capital and cash flow
• Proven ability to evaluate complex lending opportunities and implement risk mitigation strategies
• Experience coaching, mentoring and providing technical guidance to loan specialists
• Excellent communication, collaboration, organizational and decision-making skills
• Strong bilingual (English and French) communication skills, both written and verbal, to present information 

Preferred qualifications:

• Experience delivering credit-related training and learning programs
• Experience conducting credit quality reviews and monitoring lending trends is an asset
• In-depth knowledge of FCC’s credit policies and procedures

Not sure you meet every requirement? We encourage you to apply anyway.

You belong here  
At FCC, we’re committed to creating an inclusive, equitable and accessible workplace – one that reflects the communities where we live, work and play. Our team is made stronger through diversity, and we’re dedicated to building a workforce that brings together a range of backgrounds, abilities and perspectives.  
We encourage qualified applicants to apply, including members of these four employment equity groups:  
• Indigenous Peoples  
• Members of visible minority groups  
• Persons with disabilities  
• Women  

Accessibility and accommodations   

To support an inclusive and accessible candidate experience, we encourage anyone needing an adjustment or accommodation during any stage of the recruitment process to email us at:  TalentSupplyRecherch@fcc-fac.ca. An HR partner will respond and work with applicants who request a reasonable accommodation. Information received in relation to accommodation requests will not impact hiring decisions.