Assistant Controller

THE ORGANIZATION: 

Accion Opportunity Fund is an unparalleled financial support system that provides small business owners with access to capital, networks, and coaching. We work to build inclusive and accessible options for these determined business owners. For over 30 years we have deployed over $1 billion in over 35,000 loans and served 4 million business owners with educational resources. Our client base is nearly 90% from underserved communities. 

In addition to providing resources and loans to small businesses, we also conduct original research, advocate for policy changes, and finance community construction projects in low-income neighborhoods through our New Markets Tax Credit program.

AOF is on a journey to both scale our impact and become financially sustainable. We’re building a better system for underserved small businesses and a workplace where passionate problem-solvers, data-driven thinkers, and small business champions thrive. 

In November 2025, we submitted our Phase 2 Business Plan to the National Credit Union Administration (NCUA) as part of our application to charter proposed AOF Federal Credit Union. The proposed credit union will be digital first, federally chartered and focused on member business loans. As of March 31, 2026, the Phase 2 submission remains under NCUA review. The approval process is expected to take place over the next few months.

For more information about us, visit https://aofund.org/

ROLE SUMMARY: 

Reporting to VP, Controller, the Assistant Controller serves as a key deputy to the Controller, with broad responsibility for the organization’s accounting operations, financial reporting, regulatory compliance, and the small business lending function. Beyond overseeing day-to-day accounting and reviewing the work of accounting and finance staff, this position owns the integrity of the general ledger, leads the preparation and review of financial statements and regulatory filings — including the credit union Call Report — and manages the loan operations of the small business lending program from origination through servicing. This position plays a central role in designing, implementing, and monitoring internal controls, serves as the primary liaison between the lending operation and the accounting function, and partners closely with the Controller on audit, technical accounting, and process improvement.

JOB DUTIES AND RESPONSIBILITIES:

• Financial reporting & close: Owns and/or reviews the monthly, quarterly, and annual close; prepares and reviews draft financial statements, budget-versus-actual reports, and other management reports; ensures results are accurate, complete, and GAAP-compliant.
• Regulatory & Call Report: Prepares and/or reviews the credit union Call Report (NCUA Form 5300) and other regulatory and compliance filings; ensures accurate, timely submission and reconciliation to the general ledger.
• Loan operations / loan function: Manages the small business loan function end to end — including loan processing, documentation, funding/disbursement, boarding, and servicing; maintains accurate loan records in the lending database; oversees the loan portfolio, including participated loans, and ensures loan activity is properly recorded and reconciled to the general ledger.
• Collections: Implements and monitors sound procedures for all collection methods across locations, including accurate recording in the lending database.
• Review and posting: Reviews and posts transactions prepared by accounting and finance staff, ensuring proper coding, documentation, and support.
• Approves disbursements: Signs checks and approves wires for the small business lending operation, up to limits approved by the CFO.
• Financial reconciliations: Reviews all bank statement reconciliations and month-end adjusting journal entries; prepares and/or reviews all transactions related to the small business operation, including participated loan portfolio transactions; investigates and resolves discrepancies.
• Internal controls: Supports and help lead the design, implementation, and monitoring of sound internal controls throughout the accounting and finance department.
• Taxes: Reviews property tax reports for all locations, sales and use tax filings, and other regulatory reports as needed.
• Audit: Collaborates with the Controller on annual audit preparation, including creation and implementation of processes and schedules, and serves as a primary contact for external auditors.
• Leadership & other:
  • Serves as backup for the Controller and other members of the accounting team.
  • Continuously evaluates policies, procedures, and practices and proposes ways to increase departmental efficiency.
  • Considers compliance at every transaction level, remains alert to the possibility of fraud, and proposes ways to prevent and detect it.
  • Other duties and responsibilities as required.

MUST HAVES: 

• Active CPA license required. (Certified Public Accountant)
• Bachelor’s degree in Accounting, Finance, or related field
• Minimum 7 years of progressive accounting experience, including supervisory/review responsibility
• Minimum 5 years reviewing, leading, or supervising accounting work
• Strong knowledge of U.S. GAAP and financial reporting
• Experience managing month-end close and external audits

NICE TO HAVES: 

• Credit union experience, including familiarity with NCUA regulations and share/member accounting
• Experience preparing the credit union Call Report (NCUA Form 5300)
• Loan operations experience — origination, servicing, documentation, and/or loan portfolio accounting
• Experience with NetSuite, especially in a multi legal entity environment.
• Experience communicating with and supporting external auditors
• CDFI (Community Development Financial Institution) experience
• Small Business Administration (SBA) reporting experience is a plus, but not required.
• Strong Excel skills; strong financial database and reporting skill set; experience with accounting applications a strong plus
• Superior communication skills and the ability to work effectively with internal and external partners
• Ability to thrive in an entrepreneurial, team-oriented, mission-driven environment
• Demonstrated interest in the mission and values of Opportunity Fund

PERKS AND BENEFITS:

Our mission is what motivates us to come to work each day. We know that happy employees are productive employees, which is why we offer a comprehensive benefits package that includes:

• Competitive salary commensurate with experience.
• An environment that values work-life balance and monthly remote work reimbursements.
• 100% company-funded Medical, Dental, Vision, Life & Disability coverage for employees (Based upon your plan selection). 90% company-funded dependent coverage (Based upon your plan selection) as well as Flexible Spending Accounts.
• Voluntary benefits with payroll deduction for Supplemental Life & AD&D insurance and legal plans.
• Tax deferred & Roth 403(b) Retirement Plan with employer match.
• Unlimited paid vacation days, 12 paid holidays, 1 floating paid holiday, 10 Sick days, and paid parental leave.

We are an equal opportunity employer and committed to improving diversity, equity, and inclusion at Accion Opportunity Fund. AOF does not discriminate in employment on the basis of race, color, religion, sex (including pregnancy and gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, retaliation, parental status, military service, or other non-merit factor.

Salary Range*: $150,000-$185,000 plus 10% annual bonus target.

*Please note that the above salary range is a national range, and compensation is dependent upon the candidate’s experience and skill level.