Lending Compliance Manager

Lending Compliance Manager Remote 6-Month CTC Experience Range: 8-12 yearsOur client is seeking an experienced Lending Compliance Manager to oversee consumer lending compliance across origination, underwriting, servicing, and fair-lending activities. This role will assess regulatory controls, investigate exceptions, drive remediation, and ensure adherence to ECOA, TILA, FCRA, UDAAP, and other consumer protection requirements. Responsibilities & Qualifications Review lending activities across application intake, credit decisioning, underwriting, adverse action, manual review, overrides, and exception management to identify control gaps and compliance risks Assess underwriting and credit-policy exceptions, identify recurring trends and documentation deficiencies, and evaluate fair-lending, UDAAP, disclosure, and adverse-action concerns Execute compliance monitoring, control reviews, quality-assurance assessments, and testing activities across lending origination and servicing processes; review audit findings, complaints, and risk indicators Perform root-cause analysis on identified issues, determine consumer impact scope, and maintain issues and remediation trackers with risk rating, ownership, corrective actions, and closure status Evaluate loan servicing controls covering payment posting, account adjustments, fees, payoff processing, statements, and account corrections; assess hardship programs, modifications, settlements, and credit-reporting activities Review pricing, APRs, fees, disclosures, borrower notices, and related controls; assess servicing transfers, account-data integrity, reconciliation, and customer communications for compliance Challenge incomplete corrective actions, validate remediation effectiveness, and support compliance risk assessments of higher-risk lending processes Review and maintain lending compliance policies, procedures, and operating guidance; assess product changes, underwriting standards, pricing, disclosures, and systems for compliance implications; partner with Legal, Risk, Product, and Operations stakeholders to implement required changes

Requirements

8–12 years of consumer lending compliance, regulatory compliance, or related risk management experience Deep expertise in ECOA/Regulation B, TILA/Regulation Z, FCRA/Regulation V, UDAAP/UDAP, and fair-lending requirements Demonstrated proficiency in compliance monitoring, control testing, control assessment, and issue management across lending origination and servicing Strong expertise in loan origination, underwriting, credit decisioning, loan servicing, payment processing, and account management processes Advanced analytical and root-cause analysis skills; ability to identify trends, assess control deficiencies, and determine remediation scope and consumer impact Excellent policy and procedure review capabilities; ability to evaluate proposed operational and system changes for compliance implications Strong documentation, communication, and stakeholder management skills; ability to partner effectively with business, compliance, operations, legal, and risk teams to investigate exceptions and drive corrective action Proficiency with compliance monitoring tools, issue tracking systems, and reporting; strong Excel and analytical skills