Junior Public Credit Analyst
Pacific Life • Newport Beach, CA • Full Time • $103,140–$126,060 / year
Posted on Tue, Oct 13, 2026
Job Description:
Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.
We are actively seeking a talented Junior Public Credit Analyst to join our Public Bond Team in Newport Beach, CA.
As a Junior Public Credit Analyst, you will contribute to Pacific Life's long-term success by performing and communicating fundamental credit analysis on public fixed income investments supporting the company's General Account backing our policy holder obligations.
You will fill a new role on the Public Credit Analysis team, which currently consists of 11 investment professionals. The research group’s investment analysis process includes a combination of fundamental company analysis, industry analysis, understanding protections offered in different security types, and the ability to calibrate risk between investment opportunities.
How you will make an impact:
- Support and collaborate with Public Bond Credit Analysts in the analysis of fundamental credit research on investment grade and high yield corporate credits
- Support senior analysts in developing Buy/Sell/Hold Recommendations for inclusion in the company’s General Account
- Work closely with the entire 11-person Public Credit Analysis team to determine the best opportunities for our portfolio
- Develop and maintain relationships with sell-side analysts, credit rating agencies, and other information providers
- Gain exposure to multiple industries, portfolio management, and credit investment decision-making while working alongside experienced investment professionals
The experience you bring:
- Bachelor’s degree in Finance, Economics, Accounting, or a related field.
- 0-3 years of experience in credit research, investment analysis, banking, valuation, accounting, consulting, or related financial field.
- Working knowledge of Microsoft Office Suite
- Understanding of fixed income and global capital markets
- Excellent communication skills, ability to multitask, strong attention to detail, and ability to prioritize work
- Strong analytical, critical thinking, problem solving, organizational, and presentation skills
What makes you stand out:
- Ability to convey complex subjects clearly and concisely
- Progress towards the CFA and/or involvement in a student investment fund
- Experience working with Bloomberg terminals and data
- Ability to work collaboratively as a team and independently
- A passion for a career in fixed income investing and an intellectual curiosity to delve into industry topics
Base Pay Range:
The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.
$103,140.00 - $126,060.00Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation
You Can Be Who You Are
We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.
What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife
EEO Statement:
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
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What the data says about this job
- Advertised pay for Credit Analyst: a median of $80,500 across 1,528 priced postings. This posting advertises $103,140 to $126,060, 42% above that median. Explore the market
- Pacific Life's roles typically close in 8 days; the market median is 14 days. Time to close
Measured from employers' own postings and public filings. How we measure