Financial Analyst III

Contract duration: 9 months, Extension
Role Overview

• The Financial Analyst III is a senior contributor within Group Reinsurance Administration team, supporting Stop‑Loss Captive reinsurance programs. This role splits responsibilities between:Monthly captive reporting (accruals, submissions, and source file preparation).
• Process improvement and workflow optimization for the Excess Reinsurance team, including automation and AI‑enabled enhancements.
• The analyst ensures accurate, timely reporting in accordance with governing treaties and collaborates with internal partners (Reinsurance Accounting, Finance, Actuarial, EBG, Stop‑Loss) and external stakeholders (reinsurers, captive managers).

• Prepare monthly stop‑loss captive reporting, including internal accruals and external submissions.
• Manage assigned source files (primarily the captive policy list) during the first five business days of each month.
• Apply treaty rules and business logic to validate and reconcile data.
• Produce submission reporting by treaty year once financial close is complete.
• Follow established checklists and documentation to ensure accuracy and compliance.

• Partner with the Excess Reinsurance manager to evaluate highly manual workflows and identify opportunities for automation, streamlining, or offloading to India Operations.
• Review and improve existing documentation (currently 80+ pages) to ensure clarity, accuracy, and usability.
• Use AI tools (Copilot, Claude) to brainstorm, prototype, and test workflow improvements.
• Support Data Iku migration efforts as the team transitions away from Access databases.
• Recommend and help implement redesigned workflows that reduce manual effort and improve turnaround times.

• 5-8 years of insurance experience in a finance/actuarial/accounting/operations role, Reinsurance Operations/Administration role experience.
• Advanced Excel proficiency, including complex formulas, large datasets, multi‑tab workbooks, and strong troubleshooting skills.
• Solid understanding of reinsurance concepts, including group ceded reinsurance structures such as coinsurance and YRT.
• Ability to interpret reinsurance treaties and clearly understand the obligations and requirements of both the ceding company and reinsurers.
• Demonstrated ability to work effectively with large datasets, including leveraging automation or AI tools to improve efficiency.
• Comfort using AI tools (Copilot, Claude) to streamline processes, build prompts, and support workflow redesign.

• Strong analytical mindset with ability to see both the big picture and underlying drivers.
• Confident, inquisitive, and comfortable asking questions and offering process feedback.

• Team‑oriented, patient, and collaborative — fits well within a supportive, high‑performing group.

 Nice-to-have Skills:

• Experience with Employee Benefits Group products (Life, Disability, Health, Stop‑Loss).
• Familiarity with Data Iku, SQL, Python, or R.
• Background in medical stop‑loss, group benefits, supplemental health, or ceded reinsurance.
• Actuarial student background or actuarial‑style analytical mindset.

Education:

• Bachelor’s Degree in Finance, Business, Actuarial Science or Mathematics

 Two interviews total:

• One in‑person
• One virtual

About US Tech Solutions:
US Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. To know more about US Tech Solutions, please visit www.ustechsolutions.com .
US Tech Solutions is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
AI Statement: By applying, you acknowledge that AI-assisted tools may be used during hiring.
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