Controller

At First Electronic Bank (FEB), we are driven by the purpose to make credit accessible to everyday Americans and their businesses. Partnering with some of the most innovative FinTech companies in the nation, we offer a wide range of consumer and commercial credit products, including revolving lines of credit, private-label credit cards, installment financing programs, and more.

First Electronic Bank ("FEB") is a Utah-chartered industrial bank focused on delivering innovative banking, payments, lending, and partner banking solutions. The Controller is responsible for leading the Bank's accounting function, financial reporting processes, internal accounting controls, and regulatory financial reporting. This role ensures the integrity of the Bank's financial records, compliance with U.S. GAAP, FDIC, and Utah Department of Financial Institutions (UDFI) requirements, while providing timely and accurate reporting to executive leadership and the Board.

As a key member of the Finance leadership team, the Controller partners closely with Treasury, Credit, Operations, Compliance, Risk Management, Internal Audit, and external auditors to support strong financial governance and operational excellence.

What You'll Do:

• Lead all accounting operations, including month-end, quarter-end, and year-end close processes.
• Oversee the preparation and accuracy of financial statements in accordance with U.S. GAAP and banking regulations.
• Direct regulatory financial reporting, including Call Report preparation and examiner requests.
• Maintain a strong internal control environment and support enterprise risk management initiatives.
• Serve as the primary accounting liaison for external auditors, regulators, and internal review functions.
• Oversee accounting and reporting for loans, CECL/ACL reserves, deposits, strategic partner programs, securitizations, and other balance sheet activities.
• Partner with executive leadership by providing financial analysis, reporting, budgeting, forecasting, and strategic support.
• Lead, develop, and mentor the Accounting team while driving continuous improvement and operational efficiency.
• Support new business initiatives, product launches, system implementations, and finance transformation efforts.

What We're Looking For:

• Bachelor's degree in Accounting, Finance, or a related field.
• 8+ years of progressive accounting experience, including 5+ years in a leadership role.
• Significant experience within a bank, financial institution, or regulated financial services environment.
• Strong knowledge of bank financial statements, regulatory reporting, and Call Report preparation.
• Deep understanding of U.S. GAAP, bank accounting principles, and internal controls

Preferred Qualifications

• CPA designation strongly preferred.
• Master's degree in Accounting, Finance, or Business Administration preferred.
• Experience with FDIC-insured banks, industrial banks, community banks, fintech-bank partnerships, or specialty lending institutions.
• Experience with CECL accounting, regulatory examinations, and external audits.
• Knowledge of lending, payments, deposits, and sponsored banking programs.

Key Skills & Competencies

• Strong analytical, organizational, and problem-solving abilities.
• Exceptional attention to detail and accuracy.
• Advanced Excel and financial systems expertise.
• Ability to communicate effectively with executives, auditors, regulators, and Board members.
• Proven leadership, team development, and stakeholder management skills.
• Strategic thinker with a strong risk management and compliance mindset.