Senior Staff Accountant

Position Summary

The Senior Staff Accountant is responsible for complex accounting activities, including general ledger maintenance, loan accounting activities, financial reporting, account reconciliations, and support for audits and special projects.  This position helps ensure compliance with GAAP, applicable regulatory requirements, and established internal controls.  This role reports to an Accounting Department Supervisor or above and supports accurate transaction processing, timely reconciliations, and reliable financial and regulatory reporting.  

Why Fremont Bank?

Founded in 1964, Fremont Bank is one of the oldest independently owned banks in the Bay Area and has been consistently recognized as a Top Workplace for the past 15 consecutive years. Our foundation is built on relationships — with our clients, our associates, and our communities.

We offer:

• A people-first culture grounded in inclusion and excellence
• Deep community involvement and local reinvestment
• A mission-driven workplace where values and performance go hand in hand

The Fremont Bank Way

• Full-Service Banking with comprehensive financial solutions, advanced technology, and exceptional service
• No-Compromise Approach — we help clients get to "yes"
• Core Values:
  • Go above and beyond for clients
  • Foster a supportive and empowering environment for associates
  • Deeply invest in the well-being of our local community

Key Responsibilities

Leadership and Team Support:

• Serve as a technical accounting resource for staff accountants and business partners by providing guidance on accounting policies, procedures, and best practices.
• Collaborate with team members to achieve department objectives and support the timely completion of accounting activities and reporting requirements.
• Lead or participate in accounting projects, process improvements, and system enhancements designed to increase efficiency and strengthen internal controls.
• Promote a collaborative and high-performing team environment through knowledge sharing, cross-training, and cross-functional partnership.

Key Responsibilities:

• Lead and perform complex accounting activities within assigned areas, which may include general ledger maintenance, loan accounting activities, cash and liquidity-related accounting, account reconciliations, investments, fixed assets, and regulatory reporting.
• Prepare and post complex journal entries and verify the accuracy and completeness of general ledger activity.
• Perform detailed account reconciliations and variance analyses on a monthly and quarterly basis.
• Prepare or review assigned financial statements, management reports, and regulatory reports, including Call Reports and local agency reporting schedules.
• Support the month-end, quarter-end, and year-end close processes, ensuring timeliness and accuracy.
• Assist in the preparation of monthly, quarterly, and annual financial statements in accordance with GAAP and applicable regulatory reporting requirements, including requirements established by the FFIEC, FDIC, DFPI, and Federal Reserve.
• Research and resolve complex accounting discrepancies and escalate significant or unresolved matters to management.
• Provide accounting support for system conversions and updates, regulatory changes, new products, and related general ledger account or product-code implementations.
• Maintain current knowledge of applicable accounting standards, banking regulations, regulatory reporting requirements, and industry best practices.
• Develop and maintain procedures, reconciliations, workpapers, and other documentation for assigned accounting functions.

Compliance and Internal Controls:

• Perform assigned accounting responsibilities in accordance with internal control policies, Bank procedures, and applicable local, state, federal, and regulatory requirements.
• Support internal and external audits and regulatory examinations by preparing schedules, workpapers, and supporting documentation.
• Identify control exceptions, reconciliation differences, and unusual accounting activity, and communicate findings to management.
• Participate in special projects and system upgrades, as assigned.

Qualifications & Skills

• Bachelor’s degree in Accounting, Finance, or a related field.
• Minimum of three years of progressively responsible accounting experience, preferably in a banking or financial services environment.
• Strong understanding of accounting principles and familiarity with bank regulatory requirements.
• Proficiency with Microsoft Excel and accounting software systems; experience with Fiserv Prologue, Frontier, MSP, Fiserv Premier, or similar financial systems is preferred.
• High level of integrity and attention to detail, with the ability to manage multiple priorities and meet established deadlines.
• Strong analytical, organizational, written, and verbal communication skills.
• Ability to work independently, exercise sound judgment, and identify matters requiring escalation.

Physical Requirements 

The physical requirements described below are representative of those that must be met to successfully perform the essential functions of this position, with or without reasonable accommodation.

• Ability to remain in a stationary position for extended periods (e.g., sitting or standing).
• Ability to perform repetitive tasks, including typing and numerical data entry, and use a computer for extended periods.
• Ability to communicate effectively with colleagues and business partners.
• Occasionally move or lift items up to 10 pounds.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the position.

What Makes Fremont Bank Associates Thrive?

• Team Players who go above and beyond to support their colleagues
• Action-Oriented professionals who challenge the status quo and seek improvement
• Purpose-Driven individuals who understand and champion the bank’s community impact

Benefits Snapshot

Health & Wellness

• Medical, dental, and vision insurance
• Flexible Spending Accounts (FSA, Dependent Care, Health Savings)

Financial & Retirement

• Employee Stock Ownership Plan (ESOP)
• 401(k) with employer match
• Performance-based bonuses or incentives

Work-Life & Perks

• Paid holidays, vacation, and sick time
• Free personal checking and savings accounts
• Home loan rate discounts
• Tuition reimbursement and professional development resources
• On-site gym and discounted health club memberships
• Employee Assistance Program (EAP)

Equal Opportunity Employer

Fremont Bank is proud to be an Equal Opportunity Employer. We are committed to creating an inclusive environment for all employees, regardless of race, color, religion, sex, gender identity, sexual orientation, national origin, age, disability, veteran status, or any other protected classification.

Salary Range

The hiring salary range is based on factors such as experience, skills, education, and internal equity. Compensation decisions are made in consideration of these factors and in alignment with Fremont Bank’s compensation philosophy.

Salary Range

Employee Stock Ownership Plan (ESOP)

The Employee Stock Ownership Plan (ESOP) is a way for Fremont Bank to contribute to the financial well-being of associates by making a contribution to their retirement account. In addition, the ESOP provides associates an opportunity to share in the growth and prosperity of Fremont Bank.

Note to Search Firms:

Fremont Bank does not accept unsolicited resumes from search firms or agencies without a signed service agreement. Unsolicited resumes will be considered the property of Fremont Bank, and no fees will be paid.