Senior Revenue Accountant- Fintech

Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers, and keep employees happy.

Toast builds the all-in-one platform restaurants use to run their business, and our fintech products sit at its core. Toast Payments, Toast Capital, and Toast Payroll help restaurants get paid, access financing, and pay their teams. Because our technology is purpose-built for restaurants, by restaurant people, restaurants can trust us to deliver on their needs today while we invest in the experiences that will power the restaurant of the future.

The Senior Revenue Accountant, Fintech, owns revenue accounting for Toast's financial technology products, ensuring high-volume transaction revenue is recognized in accordance with US GAAP. This is a challenging, highly visible role that calls for strong problem-solving skills, comfort with large datasets, and the ability to thrive in a fast-paced environment.

A day in the life (Responsibilities):

• Own monthly revenue close activities for Toast's payment processing activities and other fintech products
• Analyze high-volume, transaction-level payments data to evaluate data integrity and confirm proper financial statement treatment
• Reconcile revenue and transaction cost activity across processor and partner settlement reports, bank data, and the general ledger
• Drive cross-functional projects; identify and document the accounting impact of new fintech products, pricing changes, partner contracts, and system changes on existing policies and processes
• Support the design, implementation, and execution of key SOX controls over fintech revenue
• Support internal and external audit requests
• Assist in special projects, including system implementations and automation of manual revenue processes

What you'll need to thrive (Requirements):

• 4+ years of revenue accounting experience, preferably a combination of public accounting and industry experience, with in-depth knowledge of revenue recognition accounting standards
• Hands-on finance automation experience, such as streamlining manual close, reconciliation, or revenue processes
• Bachelor's degree or higher in accounting
• Strong knowledge of revenue accounting standards, including ASC 606
• Experience accounting for payments, fintech, or other high-volume transactional revenue
• Advanced Excel skills with the ability to synthesize and analyze large transaction datasets
• Excellent verbal and written communication skills; able to explain complex scenarios to team members and leaders in a clear, logical manner
• Demonstrated ability to work cross-functionally and at various levels within a company

Nice to Haves:

• Experience in payments, fintech, including familiarity with card network economics (interchange, assessments, processor fees)
• SQL skills or experience querying a data warehouse such as Snowflake
• Experience with NetSuite, Salesforce, and AI tools
• Certified Public Accountant (CPA) qualification

AI at Toast

At Toast, one of our company values is that we're hungry to build and learn. We believe learning new AI tools empowers us to build for our customers faster, more independently, and with higher quality. We provide these tools across all disciplines, from Engineering and Product to Sales and Support, and are inspired by how our Toasters are already driving real value with them. The people who thrive here are those who embrace changes that let us build more for our customers; it’s a core part of our culture.

Our Total Rewards Philosophy

We strive to provide competitive compensation and benefits programs that help to attract, retain, and motivate the best and brightest people in our industry. Our total rewards package goes beyond great earnings potential and provides the means to a healthy lifestyle with the flexibility to meet Toasters’ changing needs. Learn more about our benefits at https://careers.toasttab.com/toast-benefits.