Senior FP&A Analyst

About the Role

What You’ll Own

Budgeting, Forecasting & Financial Modeling

• Build and own the company’s annual operating budget and rolling forecast, covering revenue, partner and processing costs, payroll, technology, and general operating expenses.
• Develop and maintain the driver-based financial model for the business, linking member acquisition and activity assumptions to revenue, cost, and cash outcomes.
• Model the unit economics of the member relationship, including interchange and ATM revenue, transfer and service fees, annual membership fees, and the per-member cost of platform, card, and program partners.
• Prepare scenario and sensitivity analyses to support pricing, product, and partnership decisions, and quantify the downside case for leadership.
• Partner with the Controller to build a rolling cash flow forecast and translate operating plans into funding requirements.

Management Reporting & Dashboards

• Design, build, and maintain KPI dashboards that give the Controller, CEO, and ownership group real-time visibility into financial and operating performance.
• Produce the monthly reporting package, including budget-to-actual results, forecast updates, KPI trends, and written commentary on drivers and risks.
• Own variance analysis across all departments — investigate deviations from budget and forecast, isolate root causes, and recommend corrective action.
• Establish and maintain a consistent reporting calendar and metric definitions library so that measures mean the same thing every month.
• Translate financial results into clear narratives and recommendations for non-financial stakeholders, including return-on-investment reporting for the ownership group.

Business Partnership Across All Areas of the Business

• Serve as the finance partner to every function — banking operations, technology, marketing, member support, compliance, and executive leadership.
• Support vendor and partner negotiations with cost modeling, contract economics, and total-cost-of-ownership analysis.
• Build the headcount and compensation plan in partnership with the Controller and the people function, and track hiring against plan.
• Evaluate new product, service, and channel opportunities, including the financial case for launch and the metrics that define success.
• Deliver ad hoc analysis for the Controller, CEO, and ownership group on short timelines and with limited historical data.

Systems, Data & Process Build-Out

• Partner with the Controller on the ERP implementation (Acumatica), including chart of accounts design, reporting dimensions, hierarchies, and the management reporting structure.
• Establish reporting and data flows between the ERP, banking and card platform data, payroll, and expense systems so that plan and actuals reconcile cleanly.
• Build and document the FP&A process from scratch: planning calendar, forecast cadence, submission templates, review cycles, and version control.
• Evaluate and implement planning, reporting, and visualization tools as the business scales.
• Support the design of cost-sharing and allocation methodologies for services shared with affiliated entities, and ensure they are applied consistently in both the plan and the actuals.

Governance & Compliance Support

• Ensure planning and reporting outputs are consistent with financial statements prepared under US GAAP and IFRS.
• Support the Controller in preparing analysis and schedules requested by external auditors, banking partners, and program sponsors.
• Contribute to the documentation of financial policies, procedures, and internal controls affecting planning, forecasting, and reporting.
• Maintain a high standard of data integrity, source documentation, and audit trail in all models, dashboards, and reports.

What We’re Looking For

• 5+ years of progressive FP&A, corporate finance, or analytical finance experience, including ownership of a budget and forecast cycle.
• Demonstrated experience building financial models and management reporting from scratch, rather than maintaining models built by others.
• Advanced financial modeling and Excel skills, including driver-based forecasting, scenario analysis, and model documentation.
• Strong working knowledge of accounting fundamentals and US GAAP financial statements, and the ability to tie forecasts to the general ledger.
• Experience building KPI dashboards and reporting packages for executive and ownership audiences.
• Hands-on experience extracting and reconciling data from an ERP or accounting platform, and comfort working with large transactional data sets.
• Excellent analytical and problem-solving skills, with high attention to detail and an instinct to validate before publishing.
• Strong communicator — able to translate complex analysis into a clear recommendation for non-financial stakeholders.
• Self-starter who thrives in ambiguity, takes ownership without being asked, and delivers under tight timelines.

Preferred

• FP&A or finance experience in fintech, banking, payments, or another regulated financial services environment.
• Familiarity with transaction-based revenue streams such as interchange, ATM, transfer, and subscription or membership fees.
• Experience supporting an ERP implementation or a finance systems transformation.
• Working knowledge of IFRS in addition to US GAAP, and of intercompany or shared-services cost allocation.
• Experience with BI and planning tools (e.g., Power BI, Tableau, or comparable planning software) and with SQL or Power Query.
• CPA, CFA, MBA, or advanced degree in Finance, Accounting, Economics, or a related field.

Domain Expertise We Value

Education

• Bachelor’s degree in Finance, Accounting, Economics, or a closely related field required.
• CPA, CFA, MBA, or Master’s in Finance or Accounting is a plus.

Work Environment

Why Join DingoBlu

• A rare opportunity to build the planning and reporting function of a high-growth financial services company from the ground up — the models and dashboards you create will become how the company sees itself.
• Direct visibility with the Controller, CEO, and ownership group, with analysis that shapes product, pricing, and investment decisions.
• Exposure across every area of the business — banking operations, technology, marketing, member support, and compliance.
• A collaborative, performance-driven culture that values rigor, initiative, and transparency.

  Equal Opportunity Employer We are an equal opportunity employer committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other protected characteristic as outlined by federal, state, or local laws.

  
  Note: DingoBlu is a financial technology platform, not an FDIC-Insured bank. Banking services and eligible deposit accounts are provided by our FDIC‑insured bank partners. FDIC insurance is provided by such banks up to applicable limits and subject to FDIC requirements.