Senior Analyst, Financial Planning & Analysis

Overview

About GreenSky

GreenSky, LLC, headquartered in Atlanta, is a leading technology company Powering Commerce at the Point of Sale® for a growing ecosystem of merchants, consumers, and banks. GreenSky's highly scalable, proprietary and patented technology platform enables merchants to offer frictionless promotional payment options to consumers, driving increased sales volume and accelerated cash flow. The GreenSky® Program is operated on behalf of, and financing is offered and made by, federally insured, federal or state chartered financial institutions, which leverage GreenSky's technology to offer loans to primarily super-prime and prime consumers nationwide. Since GreenSky's inception, nearly 6 million consumers have financed more than $50 billion of commerce using GreenSky's real time “apply and buy” technology.

Position: Senior Analyst, Financial Planning & Analysis

Reports to: Vice President, Financial Planning & Analysis

Job Description Version: Senior — GreenSky-Ready

Location: Hybrid / Sandy Springs, GA (3 days in the office, 2 days remote)

About This Opportunity:

The Senior Analyst, Financial Planning & Analysis (FP&A) is a seasoned finance professional who owns significant pieces of GreenSky's forecasting, reporting, and strategic analysis agenda with minimal oversight. Reporting to the Director of FP&A, the Senior Analyst operates as a trusted thought partner to senior finance and business leadership, translating consumer-lending performance — loan-level economics, vintage curves, funding costs, credit losses, and program-level profitability — into decisions that shape GreenSky's point-of-sale lending platform.

This is a career-ladder seat for a candidate who has already built real depth in consumer lending, specialty finance, or fintech FP&A and is ready to own workstreams end to end, mentor less-experienced analysts, and represent Finance directly in front of executive and Board audiences. Success requires advanced modeling judgment, the ability to work through ambiguity with limited guidance, and polished communication in GreenSky's fast-paced, regulated fintech environment.

Duties & Responsibilities

Reporting and financial analysis

• Own the monthly, quarterly, and annual financial reporting package delivered to senior leadership, ensuring accuracy, narrative clarity, and tie-out to Accounting
• Lead variance analysis against budget and forecast, identifying root causes and surfacing actionable recommendations to improve profitability and efficiency
• Build and deliver presentations and analyses for executive leadership and Board-level audiences
• Review and quality-control the work of junior analysts prior to distribution; serve as a technical resource on reporting standards and modeling conventions
• Partner with Accounting on month-end and year-end close, resolving more complex reconciliation and classification questions

Budgeting, forecasting, and modeling

• Own the annual budgeting and forecasting process for one or more business lines or functional areas, including scenario modeling and sensitivity analysis
• Design, build, and maintain complex financial models supporting new initiatives, product launches, funding structures, and strategic planning
• Lead loan-level and vintage-level performance analysis — yield, credit losses, prepayment/curtailment behavior, and risk-adjusted returns — and translate findings into forecast assumptions
• Evaluate the impact of funding costs, bank-partner economics, and capital structure decisions on program profitability

Business partnering and insight

• Serve as the primary FP&A partner to a function such as Credit Risk, Capital Markets/Treasury, or Bank/Merchant Partnerships, driving financial rigor into their planning
• Independently identify trends, risks, and opportunities through in-depth data analysis and bring recommendations to senior leadership proactively
• Mentor and provide day-to-day guidance to Analysts and early-career team members

Tools, data, and process

• Administer and continuously improve the company's financial planning and forecasting tools, including Workday Adaptive Planning, as a subject-matter resource for the broader team
• Lead automation and process-improvement initiatives across financial databases, reporting tools, and dashboards
• Champion the responsible use of AI-enabled tools (e.g., Microsoft 365 Copilot) to accelerate reporting and analysis while maintaining control and audit standards

Required Skills/Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or a related field
• 5–8 years of progressive experience in FP&A, corporate finance, or a similar analytical role, with demonstrated ownership of forecasting or reporting workstreams
• Direct experience in consumer lending, point-of-sale/home-improvement finance, specialty finance, or fintech, with working fluency in loan-level and vintage economics
• Advanced financial modeling skills, including scenario and sensitivity analysis for complex, multi-variable business problems
• Advanced proficiency in Microsoft Excel and PowerPoint; working proficiency in SQL for data extraction and analysis
• Demonstrated experience reviewing the work of, or mentoring, less experienced analysts
• A track record of building and presenting materials for senior leadership and/or Board-level audiences
• Excellent written and verbal communication skills, with the judgment to operate with significant autonomy
• Ability to manage multiple concurrent priorities and competing deadlines in a fast-paced, regulated environment

Preferred Qualifications:

• Direct experience at a point-of-sale lender, home-improvement finance company, or comparable consumer/specialty lending fintech (e.g., Affirm, Synchrony, Sunbit, Wisetack, Foundation Finance Company, Service Finance Company, EnerBank USA, Mosaic)
• CPA or CFA designation, or advanced progress toward one
• MBA or other relevant advanced degree
• Experience administering Workday Adaptive Planning or a comparable enterprise planning platform (e.g., NetSuite, Oracle, SAP, Anaplan)
• Familiarity with business intelligence tools (for example, Power BI or Tableau) for self-service reporting and dashboarding
• Ability to automate and scale reporting processes using SQL, Python, or VBA
• Exposure to securitization, asset-backed funding structures, or bank-partner/funding-partner reporting
• Prior experience as a working lead or informal people-manager for junior analysts

Compensation and Benefits

Our compensation structure is designed to reflect the cost of labor across various U.S. geographic markets. Based on the Atlanta-metro benchmarking above, the anticipated base salary range for this senior-level role is approximately $105,000 to $140,000 per year, with final placement determined by relevant knowledge, skills, certification progress, and directly applicable consumer-lending/fintech experience. This role is also eligible to receive an annual bonus within a comprehensive total rewards package, alongside a full suite of medical, dental, vision, disability insurance, life insurance, 401k retirement benefits, paid time off, paid holidays, and paid personal/sick time.

For further details, please visit https://www.greensky.com/benefits.

We anticipate that this position will remain open for at least 5 days, and candidates are encouraged to apply through our internal or external career sites.

If you have any questions about this job posting, please contact recruiting@greensky.com.

GreenSky is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law.

For more information, visit us on the web at www.greensky.com.