Senior Accountant, Regulatory Reporting

Circle (NYSE: CRCL) is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle’s platform includes the world’s largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com.

What you’ll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What you'll be part of

Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: Multistakeholder, Mindfulness, Driven by Excellence and High Integrity. Circlers are consistently evolving in a remote world where strength in numbers fuels team success. We have built a flexible and diverse work environment where new ideas are encouraged and everyone is a stakeholder.

What you'll be responsible for

As a Senior Accountant on our Regulatory Reporting team, you will own end-to-end accounting and reporting for assigned entities and cost areas, including close, reporting, and controls. You will take full ownership of the month-end close process related to your areas, including statutory and regulatory reporting requirements. Your work will support internal and external reporting, inform business decisions, and improve operational efficiency through automation, AI-powered tools, and cross-functional collaboration. This is a role for someone highly organized, meticulous, deadline-conscious, and accountable — you keep complex, multi-entity workstreams accurate and audit-ready without being asked twice.

What you'll work on

• Prepare statutory and regulatory reporting for multiple legal entities across the jurisdictions in which Circle operates.

• Perform month-end close procedures, including but not limited to preparing management accounts, posting period-end journal entries, performing reconciliations, and reviewing auto-matched transactions within the ERP system.

• Analyze fluctuations in key balance sheet and P&L accounts to ensure data accuracy and completeness.

• Prepare support for SEC disclosures and other external financial reporting.

• Review agreements to ensure accounting complies with U.S. GAAP, IFRS, and any local reporting requirements.

• Partner with cross-functional teams to identify and implement process improvements, including automation and AI-based enhancements.

• Own and continuously improve control design and execution, including documentation, testing readiness, and identification of control gaps in line with ICFR/SOX expectations.

• Take ownership of SOX, audit, and tax compliance efforts by maintaining detailed documentation, proactively managing requests, and influencing outcomes where appropriate.

• Contribute to special projects and ad hoc accounting analyses as needed.

• Leverage AI tools and automation platforms to reduce manual processes, improve reporting quality, and increase efficiency in close and reconciliation workflows.

What you'll bring to Circle

Core requirements

• 4+ years of relevant accounting experience, whether in Big 4 audit or in-house at a technology, fintech, or financial institution. Prior experience working with or for publicly traded companies is preferred.

• ACA / CPA / ACCA or equivalent qualification.

• Working knowledge of IFRS is required; knowledge of U.S. GAAP is strongly preferred.

• A good grasp of regulatory reporting, including requirements for financial institutions.

• Exceptional organization and attention to detail — you keep accurate, audit-ready records across multiple entities and reporting streams.

• Deadline-conscious, with a proven ability to deliver high-quality work on tight close and reporting timelines while managing competing priorities in a demanding, fast-paced environment.

• High accountability and ownership — you follow through on your commitments and own outcomes end to end.

• Demonstrated ability to execute complex reconciliations and variance analyses.

• Comfortable learning and working with modern AI tools and automation platforms to enhance productivity, accuracy, and process efficiency.

• Works independently and collaboratively with a global team across various time zones.

• Professional-level English communication, both written and spoken.

Preferred requirements

• Understanding of blockchain technology and digital assets.

• Hands-on experience with automation tools and AI platforms such as Claude, ChatGPT, N8N or similar tools used in accounting workflows.

• Experience with Oracle Fusion (or a comparable ERP), Slack, and Google Workspace.

• Experience working cross-functionally in a remote-first, high-growth environment.

Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law.

Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.