Product Controller (US)

Work Location:

Hours:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. 

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Job Description:

This role is responsible for supporting financial control, reporting, analysis, and governance activities for assigned products, portfolios, or businesses. Partners closely with Front Office, Market Risk, Operations, Finance, and other control functions to help ensure that P&L, balance sheet, valuation, and reporting processes are accurate, timely, well-controlled, and aligned with TD standards.

Depth & Scope:

• Works independently on recurring deliverables while escalating complex, unusual, or higher-risk matters to the manager or appropriate control partners
• Applies product control, accounting, finance, risk, and operational knowledge to analyze results, assess issues, and recommend practical solutions
• Interacts with multiple stakeholders across Finance, Front Office, Market Risk, Operations, Technology, and internal control teams
• Supports a robust control environment by maintaining documentation, following established standards, and identifying improvement opportunities
• May participate in cross-functional projects, process automation, system implementations, or business transformation activities
• Demonstrates strong analytical judgment, attention to detail, and the ability to communicate complex financial information clearly to stakeholders
• Requires a control mindset, sound understanding of financial products, and the ability to identify, escalate, and help resolve issues that may affect reporting accuracy, financial controls, or operational effectiveness
• Partners with business, Finance, Risk, Operations, and other control teams to support timely and accurate P&L reporting, commentary, balance sheet review, and issue resolution
• Prepares, reviews, and explains daily, monthly, and quarterly financial results for assigned products or portfolios, including key drivers, trends, variances, and exceptions
• Responds to stakeholder requests with clear analysis, appropriate documentation, and timely follow-up
• Supports ad hoc analysis, management reporting, and business initiatives that require product control expertise
• Executes assigned controls in accordance with applicable policies, procedures, and timelines
• Maintains accurate process documentation and supports continuous improvement of control procedures, reporting routines, and analytical tools
• Helps investigate P&L differences, unexplained balances, reconciliation breaks, or valuation discrepancies and support remediation efforts

Education & Experience:

• Bachelor’s degree in Accounting, Finance, Business, Economics, or related field required; advanced degree or professional certification such as CPA, CFA, or MBA preferred
• 7+ years of relevant experience in product control, finance, accounting, valuation control, audit, market risk, operations, or financial services preferred
• Working knowledge of financial products, P&L reporting, balance sheet control, reconciliations, and financial control principles
• Strong analytical, problem-solving, documentation, and communication skills
• Demonstrated ability to manage deadlines, prioritize deliverables, and work effectively with cross-functional stakeholders
• Proficiency with Microsoft Excel and financial reporting tools; experience with data visualization, automation, or query tools is an asset

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.  

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.
Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com.  Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.