Mortgage Compliance Manager

Position: Compliance Manager Location: Fully Remote Schedule: Full-Time, Monday–Friday, East Coast Hours Compensation: $80-85k This is not a people management position.

Our client is seeking an experienced Compliance Manager to lead and oversee the compliance management system within a residential mortgage environment. This role is responsible for ensuring adherence to federal, state, and investor regulations while serving as the primary compliance resource to leadership and operational teams.

This role plays a critical role in safeguarding company operations through proactive risk identification, regulatory oversight, and clear internal guidance.

Key Responsibilities

Regulatory Oversight & Monitoring

• Interpret and monitor federal and state mortgage regulations (CFPB, FHA, VA, Fannie Mae, Freddie Mac, state agencies)
• Maintain a compliance calendar and implement regulatory changes
• Serve as primary contact for regulators, auditors, and investors

Policy Development & Implementation

• Develop, update, and enforce compliance policies and procedures
• Ensure Loan Officer Compensation plans comply with CFPB and state requirements
• Oversee RESPA/TILA, HMDA, ECOA, Fair Lending, AML, advertising, and record retention

Training & Communication

• Design and deliver compliance training across the organization
• Provide ongoing compliance guidance to leadership and staff
• Communicate regulatory updates clearly and practically

Auditing & Risk Management

• Conduct internal audits and QC reviews
• Oversee responses to investor and agency audits
• Maintain corrective action plans and track resolution

Licensing & Corporate Compliance

• Manage company and branch licensing and renewals
• Oversee MLO licensing tracking and compliance
• Maintain corporate compliance records
• Prepare and oversee MCR reports

Qualifications

• Bachelor’s degree in business, finance, law, or related field
• 5+ years of mortgage compliance experience
• Strong knowledge of federal and state mortgage regulations
• Experience managing audits, licensing, and CMS