Credit Analyst

ABOUT THE JOB:

Global Banking and Advisory (GLBA) combines recognized wholesale coverage with world-class product, financing, and advisory expertise within one team, enabling us to best support our clients. Our transversal, product-neutral coverage teams span all businesses to promote the bank's products and services globally, while we also deliver exceptional capital-raising, financing, and advisory expertise.

GLBA provides issuer clients—including corporates, financial institutions, and public sector entities—with comprehensive capital-raising solutions, structured financing, and hedging services for commodities, forex, and interest rates. With a strong reputation in euro debt capital markets and numerous international accolades, we are recognized as a leader in export, project, and natural resources & energy finance. As part of the Credit Portfolio Management (CPM) team, you will play a vital role in managing and optimizing the GLBA asset portfolio.

What will be your DAY-TO-DAY?

In this role, your responsibilities will include:

• In this role, your responsibilities will include:

• Managing a portfolio of leveraged finance facilities consisting of revolving credit facilities and term loan facilities.
• Preparing high-quality credit applications and obtaining necessary internal approvals on post-closing events such as amendments, waivers, and consents for assigned transactions.
• Conducting annual and quarterly portfolio credit reviews, including analyzing the latest financial results (income statement, balance sheet, cash flow), covenant compliance, and updating financial models, risk assessments, and reporting.
• Proposing and updating internal obligor risk ratings based on the most recent financial reporting.
• Conducting peer group analyses, recovery analyses as required, and updating market multiples as necessary.
• Assisting Portfolio Managers with capital management tasks.
• Preparing reports for regulators and supporting internal and external audits.
• Collaborating with the 2LOD (Credit Risk and Asset Recovery teams) and 3LOD (Internal Audit) colleagues as required.
• Contributing to investment banking idea generation across M&A, ECM, and Leveraged Finance.

Skills and Qualifications:

Must Haves:

• 5+ years of credit analysis or portfolio management experience, ideally particularly in the Leveraged Finance space.
• Solid credit analysis skills with the ability to evaluate credit risk and financial conditions using both quantitative and qualitative data.
• Proficiency in Microsoft Word and Excel for written and spreadsheet analysis.

Competencies:

• Strong organizational skills and the ability to manage deliverables to deadlines.
• Flexibility to adapt to shifting priorities with minimal notice.
• High energy and enthusiasm, with a willingness to collaborate in a team environment.

Nice to Haves:

• Knowledge of capital markets products and committed financing facilities.
• Understanding of Leveraged Finance terminology and typical structures.
• Ability to investigate and synthesize data to draw appropriate conclusions.

Languages\: French and English

Ability to communicate in English, both orally and in writing, is a requirement as the person in this position will need to collaborate regularly with colleagues and partners in the United States.