Credit Analyst

Summary: Evaluates the financial condition of individuals and businesses applying for credit with the bank.

Reports to:  Chief Credit Officer

Essential Duties and Responsibilities:

• Analyzes loan data on new, renewal and existing loans, including data provided by credit bureaus, other financial institutions and financial institution files.
• Prepares spreadsheets, reports, summaries and opinions for bank officers on new, renewal and existing loans.
• Oversees and manages financial information files to assure current reports, statements, accounts receivable and other information on customer accounts.
• Performs credit inquiries for First Bank as requested.
• Establishes, reviews and updates new and existing loan files for the bank on a regular basis.
• Provides technical advice and assistance to loan officers as needed.
• Maintains regular and reliable attendance.

Qualifications/Requirements:

• Bachelor's degree in finance or accounting preferred.
• Good financial analytical abilities.
• Six months or more experience with credit systems.