Controller

WHO IS RATEHUB?

We’re a company on a mission. We are a unique Canadian Fintech that is the one-stop shop for all financial needs of the consumer: Save, Spend, Borrow, Invest, and Protect. Every single team member — from Product & Engineering to Sales & Marketing, Finance, Operations, and everything in between — is obsessed with one thing: helping Canadians make better financial choices. And we’re pretty great at it, too. Via our digital application technology and our award-winning in-house brokerages, we help over 2M Canadians per month make a positive impact on their finances. We have many unique businesses: a mortgage brokerage, a life insurance brokerage, a home and auto insurance brokerage, a mortgage originations and servicing business, a Financial Services Marketplace, and a content business across Ratehub and MoneySense. 365 days a year, we deliver our users the best online mortgage experience, personalized credit card and loan options, and cheaper auto and home insurance policies than they typically get from their existing financial adviser.

Changing how people make financial choices isn’t easy, though. We know that achieving our mission is full of challenges — challenges that can be complex and often unexpected but that are always interesting, rewarding, and fun to solve as a team. This is where you come in. We are on the hunt for the right candidate to join us and help lead us forward to continued growth.

We’re seeking an experienced, hands-on Controller to own our accounting and financial reporting across a multi-entity, multi-business-line group. You’ll ensure the integrity of our financial information, strengthen internal controls, scale our financial processes, and act as a true partner to the business as we grow. Reporting initially to the CEO, you’ll eventually report into the VP of Finance & Operations.

The ideal candidate thrives in a fast-paced, technology-driven environment, is comfortable moving between the detail and the big picture, and is excited by the prospect of building finance infrastructure that can support a company with lending, insurance, marketplace, membership, and media revenue streams — and the ambition to expand well beyond them.

YOUR RESPONSIBILITIES

Financial Reporting & Accounting

• Own the month-end, quarter-end, and year-end close across all entities, including our regulated mortgage lender, the mortgage brokerage, , the insurance brokerages, and the marketplace, membership, and content businesses.
• Prepare accurate, timely consolidated financial statements in accordance with IFRS. 
• Maintain the general ledger and oversee all core accounting cycles: accounts payable, accounts receivable, payroll, revenue recognition, fixed assets, and intercompany transactions across the group.
• Own revenue recognition across our diverse models — commission and referral revenue, lending net interest and servicing income, insurance commissions, subscription/membership revenue, and advertising/content revenue.
• Coordinate annual audits and manage relationships with external auditors.

Financial Controls & Compliance

• Develop, implement, and maintain strong internal controls and accounting policies suited to a regulated, multi-entity fintech.
• Ensure compliance with regulatory, tax, and statutory reporting requirements, including obligations specific to a federally regulated lender and licensed insurance brokerages.
• Oversee corporate tax filings, payroll taxes, HST/GST compliance, and other statutory obligations across jurisdictions.
• Monitor financial and operational risk, and recommend and implement mitigation strategies.

Business Partnership & Strategic Support

• Partner with business-line leaders — lending, insurance, cards & loans, membership, and content — to provide the financial insight that drives better decisions.
• Support our FP& A leader in budgeting, forecasting, and long-range planning, ensuring financial data is accurately reported on by appropriate segments. ..
• Prepare financial materials and reporting packages for senior leadership, investors, lenders, and the Board of Directors.

Systems & Process Improvement

• Drive automation and continuous improvement across finance operations, building processes that scale with a rapidly growing, multi-business group.
• Evaluate and optimize financial systems, controls, and reporting infrastructure.
• Support ERP and finance technology implementations and integrations as the business grows and adds complexity.
• Establish scalable, repeatable processes that hold up as we expand into new products and markets.

Team Leadership

• Lead, mentor, and develop the accounting and finance team.
• Foster a culture of accountability, ownership, collaboration, and continuous improvement.
• Support recruitment and onboarding as the finance function scales with the company.

YOUR QUALIFICATIONS

• CPA designation.
• 7–10+ years of progressive accounting and finance experience, including a Controller, Assistant Controller, or Finance Manager role.
• Strong command of financial reporting, internal controls, and accounting principles.
• Experience managing external audits and stakeholder relationships.
• Advanced Excel/Google Sheets and financial-systems proficiency. Quickbooks knowledge is an asset. 
• Excellent analytical, organizational, and communication skills, with the judgment to know when to dig into the detail and when to step back.

Strong Assets

• Experience in fintech, financial services, technology, marketplace, or other high-growth environments.
• Familiarity with revenue recognition in digital, commission-based, lending, insurance, or advertising business models.
• Experience with multi-entity consolidations and regulated entities (lending and/or insurance a strong plus).
• Experience supporting private-equity-backed, venture-backed, or rapidly scaling organizations.
• Experience with ERP implementations and finance systems optimization.
• Previous people-leadership experience.

What Success Looks Like in Your First 12 Months

• The monthly close is faster, cleaner, and more reliable across all entities and business lines.
• Financial controls and reporting infrastructure are demonstrably stronger and built to scale.
• Leadership receives timely, accurate, decision-ready financial reporting.
• The annual audit completes smoothly, with minimal adjustments.
• Process improvements have measurably reduced manual work and increased scalability.
• You’ve built and developed a high-performing accounting team ready to support our continued growth.

CULTURE FIT:

• Members first - we prioritise the interests and needs of our members above all else.We solve member pain points and focus on member satisfaction. We start with members, and end with the P&L.
• Growth mindset  - we set ambitious goals and challenge the status quo. We take responsible risks and are accountable for our actions.
• Better together - we are One team with One common goal. We make our footprint bigger than our foot, leave our egos at the door, support each other to achieve great results as One company. 
• Run after problems - we tackle problems head on and focus on finding solutions. Obstacles are seen as opportunities for growth and innovation. We have the hard conversations and choose the harder right over the easier wrong. And we do it with a smile.
• Measure Learn Iterate Innovate - we focus on getting things done. We measure what matters, iterate, learn, iterate many times in a data-driven way, which is how we will innovate.

JOB PERKS:

• Competitive Compensation: A salary that reflects your experience and the Canadian market.
• Remote-First Environment: The flexibility to work from anywhere in Canada, with occasional in-person team gatherings for collaboration.
• Flexible Hours: Autonomy to manage your schedule to support work-life balance.
• Comprehensive Benefits: Full health and dental coverage with no employee-paid premiums.
• Professional Development: An individual training allowance to help you grow your skills and career.
• Team Socials: Regular events, both remote and in-person, to build connections across the organization.

The estimated compensation range for this position is $110,000 – $150,000.

This job posting is for a currently open vacancy.

AI technology is used in the screening and assessment process of our recruitment.

Ratehub welcomes and encourages applications from people with disabilities. Accommodations are available upon request for candidates taking part in all aspects of the selection process.