Sub-Prime Finance Manager

Sub-Prime Finance Manager - Fred Haas Toyota Country

Fred Haas Toyota Country has an outstanding opportunity for a results-driven and experienced Sub-Prime Finance Manager. The Sub-Prime Finance Manager is responsible for assisting customers with financing solutions, developing relationships with lending institutions, and maximizing opportunities within the special finance market while maintaining compliance with dealership and regulatory standards.

Job Responsibilities

1. Structure, present, and finalize finance transactions for customers with diverse credit backgrounds
2. Develop and maintain strong relationships with sub-prime and special finance lending partners
3. Analyze credit applications and identify appropriate financing options
4. Ensure all finance documentation is completed accurately and in compliance with federal, state, and dealership regulations
5. Present financing and protection product options to customers
6. Work closely with the sales team to facilitate vehicle deliveries and customer satisfaction
7. Monitor lender programs and stay informed of changes in financing guidelines
8. Submit credit applications and negotiate approvals with financial institutions
9. Track funding status and resolve contract issues in a timely manner
10. Maintain accurate records and reports related to finance transactions
11. Assist in achieving departmental profitability and performance objectives
12. Attend training sessions and departmental meetings as required

Requirements

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The ideal candidate must possess strong communication, negotiation, and customer service abilities. A professional appearance, attention to detail, and the ability to work effectively in a fast-paced environment are essential.

Education and/or Experience

1. High School Diploma or GED required
2. Bachelor's degree in Business, Finance, or a related field preferred
3. Previous automotive finance management experience required, with sub-prime or special finance experience strongly preferred
4. Proven track record of successfully working with lending institutions and finance products
5. Valid driver's license with an acceptable driving record

Working Conditions

1. Fast-paced dealership environment with frequent customer interaction
2. Regular use of computers, telephones, and dealership management systems
3. May require evening, weekend, and holiday hours based on business needs
4. Frequent collaboration with sales, finance, and lending partners to ensure timely transaction completion

About Fred Haas Companies

The biggest difference our customers and guests experience at Fred Haas Companies is a dedicated staff of friendly, well-trained, and experienced employees. Reflecting the diversity of Houston today, the Fred Haas staff includes the best and the brightest of many different cultures, speaking many different languages. The result has been continuous recognition from the automotive industry in every aspect of the business. Fred Haas Companies is continuously recognized by several industry awards as a leader among its peers. Fred Haas Companies has a long-standing tradition of excellence and guest-satisfaction and we are seeking team members who have the highest level of integrity, are self-motivated and have a desire for a long-term career.