Senior Treasury Analyst - Cash and Liquidity Management - Ford Credit Bank

We made history and now we work to transform the future – for our customers, our communities and our families. You'll see your work on the road every day, helping people move freely and pursue their dreams. At Ford, you can build more than vehicles. Come build what matters.

The Ford Motor Credit Company team helps put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships, we provide financing, personalized service and professional expertise to thousands of dealers and millions of customers in over one hundred countries around the world.

Ford Motor Credit Company (“Ford Credit”) has received regulatory conditional approval to form Ford Credit Bank (the “Bank”), to be headquartered in Salt Lake City, Utah. The Bank will create innovative and simplified banking solutions to help customers across the country finance the purchase of new Ford vehicles, parts, accessories, EV Infrastructure and software and will accept deposits with competitive rates on FDIC-insured savings accounts and certificates of deposit. The Bank will be a direct and wholly owned subsidiary of Ford Credit, an indirect wholly owned subsidiary of Ford Motor Company (“Ford”).

The people of Ford Credit have a 60-year commitment to helping put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships, we provide financing, personalized service, and professional expertise to five thousand dealers and more than four million customers in over 100 countries around the world. The proposed Bank will be a strategic addition to Ford Credit and is key to providing the capabilities needed to meet the financing expectations of Ford customers. If you’re customer-focused, driven and seeking the opportunity to experience exciting challenges and growth, look no further.

The successful candidate will be a member of an exciting and dynamic team of banking professionals who would have the opportunity to stand up and begin the operations of the de novo Bank. New employees hired by the bank will initially be Ford Credit employees. Once the bank is formally established, these employees may be transferred to the new bank.

Come help build a better world, where every person is free to move and pursue their dreams. Ford was built on the belief that freedom of movement drives human progress. It’s a belief that has fueled our passion to create great cars and trucks. And today, it drives our commitment to become the world’s most trusted mobility company, designing vehicles for a smart world that helps people move more safely, confidently, and freely. Ford is experiencing significant business transformation in an ever-changing digital world. We are dedicated to delivering distinctive products and solutions, having an “always on” relationship with customers and continuously improving our user experience.

In This Position

As a Senior Treasury Analyst at Ford Credit Bank, you will be responsible for establishing, implementing, and overseeing operational aspects of the bank's cash and liquidity management function from its inception.  This critical role will manage the bank’s cash flow operations, forecasting, and internal controls while safeguarding balance sheet resilience through rigorous liquidity stress testing and ensuring strict compliance with LCR and NSFR regulatory requirements.  The Senior Treasury Analyst will be instrumental in building best-in-class operational processes, policies, and controls to support the bank's growth and regulatory compliance. 

What you'll do...

• Lead the design, implementation, and ongoing management of the bank's daily cash management operations. This includes overseeing daily cash positioning, balancing, and reconciliation across all bank accounts and payment processing platforms.
• Manage and execute electronic payment transactions (e.g., wire transfers, ACH) ensuring timely, accurate processing and settlement. 
• Establish and maintain robust internal controls, policies, and procedures for all cash-related activities, ensuring strong governance. 
• Prepare comprehensive cash position reports, variance analyses, and other management reports, providing critical insights to the broader Treasury team and senior leadership.
• Support the bank’s liquidity management framework, developing the strategies and policies that govern the bank’s liquid asset holdings, ensuring strict compliance with internal risk appetites and regulatory requirements and supporting liquidity stress testing.

You'll have...

• Three years of experience in cash management operations within a regulated banking environment.
• Strong understanding of banking payment systems (wire transfers, ACH, real-time payments) and their underlying operational mechanics.
• Proficiency in developing and managing cash forecasting models and providing timely data to internal stakeholders.
• In-depth knowledge of internal controls, risk management best practices, and regulatory compliance (e.g., BSA/AML, NACHA rules) pertaining to cash operations, with a strong emphasis on maintaining an audit-ready environment.
• Exceptional analytical, problem-solving, and communication skills, with meticulous attention to detail.
• Experience with business continuity planning for critical financial operations.

Even Better….

• Experience with Fiserv DNA and related applications  

You may not check every box, or your experience may look a little different from what we've outlined, but if you think you can bring value to Ford Motor Company, we encourage you to apply!

As an established global company, we offer the benefit of choice. You can choose what your Ford future will look like: will your story span the globe, or keep you close to home? Will your career be a deep dive into what you love, or a series of new teams and new skills? Will you be a leader, a changemaker, a technical expert, a culture builder…or all of the above? No matter what you choose, we offer a work life that works for you, including:

• Immediate medical, dental, vision and prescription drug coverage

• Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more

• Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more

• Vehicle discount program for employees and family members and management leases

• Tuition assistance

• Established and active employee resource groups

• Paid time off for individual and team community service

• A generous schedule of paid holidays, including the week between Christmas and New Year’s Day

• Paid time off and the option to purchase additional vacation time.

This position is a salary grade 8 and ranges from $94,800-$166,200. 

Final determination of salary grade will be based on candidate's skills and experience, and base salary will be set within the applicable range according to job scope, responsibility and competitive market value.

For more information on salary and benefits, click here: https://fordcareers.co/GSR

Visa sponsorship is not available for this position.

Candidates for positions with Ford Motor Company must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, age, sex, national origin, sexual orientation, gender identity, disability status or protected veteran status. In the United States, if you need a reasonable accommodation for the online application process due to a disability, please call 1-888-336-0660.

This position is hybrid. Candidates who are in commuting distance to a Ford hub location may be required to be onsite four or more days per week.