Senior Credit Analyst

Renovo Financial ‚Ä¢ Chicago, Illinois ‚Ä¢ Full Time

Posted on Wed, Jul 1, 2026

Who We Are:Renovo Financial is a rapidly-growing Chicago-based private lender serving real estate investors who acquire and renovate single and multi-family residential properties. We pride ourselves on supporting clients by providing unparalleled service, from the loan application through the payoff. Renovo’s reliability and “win-win” solutions-oriented approach is just one reason why our repeat and referral rates far exceed the industry average. Renovo was honored to be named one of Crain’s 50 fastest-growing Chicago companies.
Position Summary:The position of Senior Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers, determines the advisability of granting credit for diversified types of loans, & is the right-hand credit resource for Renovo’s VP of Lending. Their primary responsibility is to assist Renovo in writing quality loans swiftly, accurately, and efficiently with little compromise to production.
Ideal Candidate:The ideal candidate for this role is someone who has at least three years of experience as a real estate Credit Analyst at a community bank or private lender.
Responsibilities:

Assists VP of Lending in performing pre-qualification assessment and analysis of Borrower’s financial condition
Compiles data from credit bureaus, tax returns, and statement of assets etc. for analysis
Prepares clear and precise executive summaries for presentation of proposed loans
Coordinates with VP of Lending to manage the existing portfolio in regards to loan extensions, modifications and covenant tracking
Makes recommendations and works with VP of Lending to structure loans and mitigate risk.
Oversees the vetting process for potential new appraisers
Supports the VP of Lending during Credit Committee by demonstrating knowledge of the pertinent information for each deal.
Responsible for maintaining the integrity of the existing Credit Policy and making updates to the policy as needed.
Performs other duties and responsibilities as required.

Success Factors:

Risk Identification & Mitigation - Did you appropriately analyze the risk of the deal and determine potential mitigants?
Facilitates effective communication between the VP of Lending and Credit Committee
Process Efficiency/Continuous Improvement
Effective Problem-Solving
VP Review - Does the VP believe on a scale of 0-10, as their business partner, you helped them identify and mitigate risk, fully understand their deals, and spent your time on things important to the loan decision?

At Renovo, we’re building a team that reflects a wide range of backgrounds, perspectives, and skills because we believe diverse voices make us stronger. We’re proud to be an equal opportunity employer and welcome applicants of all identities and experiences.

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