Senior Credit Analyst

Job Description

Job Requirements

Education and Experience:

· Bachelor's degree in Finance, Accounting, or a related field required

· Master's degree preferred

· 10 or more years of commercial credit experience as Senior Credit Analyst or equivalent

Required Skills/Abilities:

· Strong verbal, communication and negotiating skills

· Strong analytical skills

· Demonstrates strong initiative and self-motivation by proactively identifying risks, improving processes, and driving tasks to completion with minimal supervision

· Champions continuous improvement initiatives that drive operational excellence and measurable results

· Strong judgment and decision-making skills with a demonstrated ability to balance risk and profitability

· Experience with ERP systems (Microsoft Dynamics 365 preferred)

· Strong collaboration with sales, operations, supply chain, and finance teams

· Ability to challenge assumptions and influence stakeholders while maintaining relationships

· Travel up to 25% as needed

· Regular attendance required.

· Must be able to pass pre-employment physical and drug screen.

· Must be eligible to work in the United States, visa sponsorships are not available.

· Ensures adherence to customer payment terms through effective collection management.

· Works closely with sales and admin teams to identify and correct problems and issues causing payment delays.

· Develops payment plans with customers experiencing cash flow problems where appropriate while managing overall credit risk.

· Files insurance claims and/or bankruptcy claims as necessary for nonperforming or bankrupt accounts.

· Monitors and controls credit exposures for all customers to ensure adherence to established credit limits.

· Other duties as assigned.