Senior Credit Analyst
First Federal Savings Bank • Twin Falls, Idaho • Full Time
Posted on Sat, Jun 13, 2026
Essential Responsibilities
The Credit Analyst will:
- Prepare the detailed Credit Memorandum within First Federal’s commercial underwriting standards.
- Spread financial data and prepare financial analysis for assigned commercial credit requests.
- Form preliminary questions to drive underwriting and loan eligibility.
- Identify and assess potential risks associated with the credit, including financial, operational, and industry-specific risks.
- Partner with Commercial Loan Officers (CLO) throughout the underwriting process.
- Perform credit risk analysis as requested by a CLO, including annual reviews, monitoring loan covenants, and assisting with asset classification.The Senior Credit Analyst will escalate concerns to CLO, supervisor, or Chief Credit Officer (CCO).
- Make recommendations regarding loan approval, denial, or modification based on the credit analysis.
- Complete other duties as assigned.
Minimum Qualifications
- A bachelor’s degree in accounting, finance, or equivalent, and
- Three (3) years’ experience working as a commercial credit analyst within a banking environment.
Preferred Qualifications
- Five (5) years’ experience working as a commercial credit analyst within a banking environment, and/or
- A master’s degree in accounting, finance or equivalent.
- Professional Certification: CPA or CFA.
Job Requirements
- Reliable transportation to/from work.
- Sitting or standing for extended periods of time and requires close the ability to work and operate computer applications and equipment.
- Able to perform essential responsibilities of the job with or without reasonable accommodations.