Risk Manager (Perm/FT/Benefits)

Job Description Summary:

Job Description:

Salary Range: $78,036.00 - $165,762.00

BUDGETED SALARY: $100,000.00 - $130,000.00

EXAMPLES OF WORK: (The following examples illustrate the work performed in a position in the class. Position may require some or all of these examples depending on the organization of work within the department. The list is not all-inclusive. A position may require related duties not listed, if necessary, to accomplish the work of the department.)

• Manages the county self-insurance program and all insurance policies, including but not limited to general liability, automobile liability, property liability, cyber liability, pollution liability, Maryland Motor Vehicle Administration self-insurance regulations, and workers' compensation; recommends appropriate levels of all insurance coverage.
• Administers budgets for self-insurance funds, as well as operating budget for the division; defends same before approving officials.
• Analyzes and classifies risk as to frequency and potential severity and measures financial impact of risk to County.
• Reviews and evaluates departmental operations for the purpose of identifying losses that could be managed and reduced through employee training and improved policies/SOPs.
• Works with Department of Treasury and Third Party TPA on annual loss reports and identification of loess trends.
• Reviews all claims against County; confers with Law Department attorneys and claims administrative service concerning payment or denial and actions related to resolving claims.
• Reviews and evaluates operating practices for the purpose of identifying various degrees of risk exposure; determines proper course of action to minimize detrimental recurring actions in the future.
• Works with the Department of Procurement for insurance RFPs.
• Conducts or arranges for programs of safety education for County employees, including, but not limited to safety regulations, safety overview training for new county employees, first aid, CPR, Hazard Communication, confined space, and safe vehicle/equipment operation.
• Stay abreast of OSHA and MOSH regulations, ensure the county's compliance with the regulations and other State mandates.
• Works with the Department of Information and Communications Technology on cyber security programs to minimize cyber security insurance coverage losses.
• Provides 24/7 on-call coverage for incidents/emergencies involving Harford County property and employees.
• Coordinates the inspection of Harford County properties, job sites and equipment on a routine basis for safety hazards, verifying adherence to all safety regulations and recommend corrective action where necessary.
• Reviews MPIA requests for video evidence from County facilities.
• Conducts or arranges programs of safety education for County employees, including, but not limited to safety regulations, first aid, CPR, Hazard Communication, confined space, safe vehicle, and equipment operation.
• Serves as the Chairperson of the Safety Accident Review Board (SARB).
• Coordinates Post Accident and Reasonable Suspicion Drug and Alcohol testing for employees.
• Serves as the County investigator in the absence of the Risk Management Specialist for all County personnel matters requiring an internal investigation.
• Periodically reports losses to Department directors/deputy directors and division managers to help them understand where losses are occurring and to explore changes that might lead to loss reduction.
• Perform other duties as determined by the County Attorney and the Administration.
• Performance is evaluated by the County Attorney based on success of achieving administrative goals.

Minimum Qualification Requirements

KNOWLEDGE, SKILLS, AND ABILITIES:

• Thorough knowledge of risk management and loss control practices.
• Thorough knowledge of types of commercial insurance (e.g. CGL, employment liability, cyber security, workers compensation, police liability, etc.) and general knowledge of policies and policy extensions.
• Thorough knowledge of claims investigation and processes, and processes and workforce safety requirements.
• Knowledge of budgetary processes.
• Ability to analyze insurance policies recommend appropriate levels of coverage.
• Ability to formulate and deliver workplace safety and risk avoidance/minimization training.
• Ability to communicate effectively, both orally and in writing; to prepare comprehensive reports.
• Ability to establish effective working relationships with management, employees, public and private sector representatives.
• Ability to manage and collaborate with third party administrators.

EDUCATION:

Graduation from an accredited college or university with an Associates Degree (or higher), in Business Administration, Public Administration, Business Management, Risk Management or a closely related field.

EXPERIENCE:

Four (4) years of experience in at least two of the following areas:

1. Administration of programs for purposes of preventing/minimizing property loss/personal injury;

2. Administration and implementation of safety protocols;

3. Administration of a self-insurance/commercially available insurance programs;

4. Determination and evaluation of loss exposures and implementation of programs and training;

5. Property, liability or workers' compensation claims investigation and/or adjustment practices and subrogation processes; or,

6. Insurance administration.

ESSENTIAL PHYSICAL FUNCTIONS:

Work alternates between sedentary in nature and being active with intermittent periods of driving, standing, walking, bending, lifting, pulling and pushing up to 50 pounds and applying up to 70 pounds of force.

• Incumbent must have good reading vision.
• Incumbent must have excellent hand and wrist dexterity to manage calls while entering and recording information.
• Incumbent must have good auditory skills.
• Incumbent must have good speaking skills and be readily understandable by others and capable of responding quickly to others.
• Incumbent must assimilate and analyze inputs and information quickly and make wise decisions on responsive actions.

TECHNICAL SKILLS:

• Must be proficient using Microsoft Office suite of applications.
• Must be proficient using Adobe Pro.
• Must have the ability to learn the use of, and proficiently use data, informational and scheduling applications.

LICENSES:

A valid Class "C" non-commercial driver's license with no more than three (3) points.

EQUAL OPPORTUNITY EMPLOYER STATEMENT:

Harford County Government is an equal opportunity employer and is committed to providing equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, sexual orientation, genetic information, veteran status, or any other protected status in accordance with applicable federal, state, and local law.

SAFETY:
Must comply with all Federal (OSHA), State of Maryland (MOSH), safety regulations and applicable Harford County safety policies, procedures, or manual as required for this position. 
COMPENSATION:
Other compensation may include but is not limited to:

• Overtime
• Compensatory time
• Shift Differentials

BENEFITS:
Harford County offers an exceptional benefits package that includes:

• Health, Dental & Vision insurance
• Flexible Spending Accounts 
• State Retirement Plan and Deferred Compensation 
• Long Term Disability, and Life Insurance for Employee, Spouse, and Children
• Generous Leave Package & Paid Holidays
• Tuition Reimbursement

LICENSE & CERTIFICATION: 
A valid Class C non-commercial drivers license with no more than three (3) points. 

Notes: