Risk Control & Credit Analyst

The career you’ve always wanted starts here.

This is your chance to work in a place that is making a positive difference for SMBs across Canada. Where teamwork, flexibility, and professional growth are encouraged every step of the way.  Ready to take your career to a whole new level?  Journey Capital is here to get you there.

Not your average fintech company

As Canada’s leading online lender, Journey Capital is dedicated to helping clients with a collaborative, adaptive, and customer-centric approach. We are setting new benchmarks in the industry by embracing innovation, transparency, and ethical lending standards.

About the opportunity

You will prepare, review and analyze the due diligence and documentation involved in the Loan and Merchant Advance adjudication process to ensure they are complete and comply with established credit policies.

Responsibilities

• Review loan documentation for completeness and compliance with established credit policies.
• ‪Verify/validate all required loan/client information.
• ‪Obtain commercial and consumer credit reports and lien searches and conduct research on commercial companies.
• Review and attach required documents to the Salesforce application processing system.
• Proficient in using Excel functions to sort, add, remove, and reconcile bank statements, as well as to categorize and analyze the daily transactions.
• Analyze and ensure bank statement information matches expected standards of the business applying and identify any fraudulent activity.
• Clearly communicate important details pertinent to the reviews and explain any additional requirements requested from the customer.
• Perform a detailed analysis of the completed application to help prepare the file for thorough underwriting review.
• Provide reasonable and thoughtful solutions to challenges uncovered during the analysis process.
• Perform other duties and responsibilities as needed.

What you’re bringing to the table

Alongside unwavering ethical principles, you showcase:

• Strong attention to detail.
• Self-motivation with the ability to prioritize daily workload.
• Ability to work in a fast-paced environment.
• Excellent communication skills in English and French, both verbal and written.
• Knowledge of a language other than French is required for this position due to the nature of the duties, which involve regular communication with clients, partners, or stakeholders who do not speak French
• Tech-savviness.
• Salesforce and payment processing experience.
• A DEC or university degree.

The Perks :

• Competitive compensation
• Flexible work schedule
• Remote or in-office work
• $1,500 for professional training and classes
• Free English or French tutoring classes
• Free gym access
• Free coffee & snacks
• Regular events & team building activities

Empowering Canadian entrepreneurs

We deliver a seamless remote experience that gives our clients the peace of mind to move their business forward. Our aim is to equip underserved Canadian entrepreneurs with the right credit, tools and experience to help them reach their financial objectives fast.

Sound like something you’d be interested in? Let’s talk.

Journey Capital  
Here to get you there.