Risk Analyst

Cotton Holdings ‚Ä¢ Houston, Texas ‚Ä¢ Full Time

Posted on Fri, Jun 19, 2026

The Risk Analyst supports the Senior Risk Analyst and the Legal and Risk Departments by coordinating compliance, documentation, regulatory review, and risk‐related activities across Cotton’s divisions. This position assists in monitoring operational adherence to laws, ordinances, statutes, and internal policies. Responsibilities include performing internal compliance reviews, supporting risk mitigation initiatives, obtaining and maintaining required licenses and registrations, coordinating with vendors and external agencies, and preparing regulatory and contractual documentation. The Risk Analyst ensures that Cotton’s operations comply with established standards and helps maintain consistent risk management practices across the organization.

Key Responsibilities

Research, review, and interpret regulatory and legal changes affecting Cotton’s operations
Communicate updates to leadership and affected departments
Support efforts to implement compliance requirements established by the Legal and Risk Departments
Obtain new or renewal licenses, certifications, registrations, and propose exemptions when appropriate
Communicate with local, state, and federal agencies, insurance carriers, and brokers
Assist in developing and updating internal policies, procedures, and compliance documentation
Conduct internal audits to evaluate compliance with corporate standards
Prepare, maintain, and organize compliance reports and related records
Assist with reviewing and preparing contracts with clients and vendors
Assit in the insurance renewal process by gathering data, completing applications, and reviewing policies
Issue, maintain, and organize Certificates of Insurance (COIs)
Coordinate with vendors regarding documentation and review of maintenance contracts
Support the Corporate Risk Manager on risk management activities and departmental initiatives
Complete other duties as assigned

Skills, Knowledge and Expertise

2–5 years of experience in compliance, risk management, legal, auditing, business operations, or a related area
Experience researching regulations or interpreting compliance requirements
Experience collaborating with insurance carriers, brokers, vendors, or regulatory agencies is preferred

Skills

Strong research, analytical, and problem-solving abilities
Ability to review contracts and understand basic legal and business terms
Proficiency with Microsoft Office and related business software
Ability to manage multiple deadlines and maintain organized documentation
Ability to communicate clearly with internal teams and outside entities
Strong judgment and attention to detail
Ability to maintain accuracy in compliance documentation and regulatory filings

Education

Bachelor’s degree required
Academic background in business, accounting, legal studies, risk management, or related discipline is preferred

Knowledge

Knowledge of compliance principles, risk management practices, and regulatory requirements
Familiarity with construction, restoration, culinary, or trucking industries is preferred
Understanding of insurance processes and risk documentation
Knowledge of contract review fundamentals
Understanding of internal auditing and policy development

Personal Traits and Attributes

High attention to detail and accuracy
Strong organizational skills and ability to maintain structured records
Professional communication style
Ability to manage sensitive information confidentially
Proactive approach to problem-solving and identifying compliance risks

Benefits

Impactful Work: Make a difference by helping businesses prepare for and recover from disasters.
Collaborative Culture: Work alongside passionate, talented professionals in a fast-paced environment.
Career Growth: Expand your skills and grow within a dynamic, industry-leading company.
Competitive Compensation & Benefits: Enjoy a strong benefits package, including healthcare, retirement plans, and more.

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