Lending And Risk Analyst II

State of Maryland ‚Ä¢ Prince George's, Maryland ‚Ä¢ Full Time ‚Ä¢ $34.43–$37.27 / hour

Posted on Sat, Aug 1, 2026

Introduction


This is a contractual position with State of Maryland benefits. 
Work that Matters. The Maryland Department of Housing and Community Development (DHCD) is a national leader in financing affordable housing and revitalizing communities. JoiningDHCD offers a unique opportunity to apply your skills to high public purpose initiatives within a nationally-recognized, award-winning organization.
The Housing and Building Energy Programs (HBEP) division is a fast-paced, dynamic team dedicated to lowering energy costs, improving indoor environmental quality, and promoting climate resilience for Maryland residents. Operating within DHCD, HBEP manages a robust portfolio of state, federal, and utility-funded initiatives serving single-family, multifamily, and commercial properties—with a primary focus on limited-income households.
HBEP achieves program excellence through continuous process improvement, collaborative team-centered work, and proactive cross-training. We continually seek candidates who broaden our team's skill set and share our commitment to exceptional customer service and environmental stewardship.
At the core of HBEP’s federal efforts is the U.S. Department of Energy (DOE) Weatherization Assistance Program (WAP). Administered state-wide by DHCD through a network of local non-profit subgrantees and community action agencies, WAP delivers whole-house energy conservation services. 
Through energy audits, insulation, heating system upgrades, air sealing, and critical health and safety remediations, WAP directly:    

GRADE

17
This position offers a salary range of $34.43 to $37.27 hourly with the potential for advancement up to $54.29 hourly based on qualifications, equity, and hiring guidelines.  Initial salary offers are determined by qualifications, experience, and available budget, and typically do not exceed $37.27 hourly. 

LOCATION OF POSITION

7800 Harkins Road Lanham, MD 20706
The Maryland Department of Housing and Community Development is located in Prince George's County across from the New Carrollton Metro Stop.

POSITION DUTIES

The Federal Compliance Administrator plays a vital operational and oversight role within the DOE Weatherization Assistance Program (WAP). Working closely with the WAP Program Manager, program staff, contractors, and community stakeholders, this position ensures federal funds are deployed effectively, compliantly, and transparently. 
Key Responsibilities: 

MINIMUM QUALIFICATIONS

Education: Graduation from an accredited high school or possession of a high school equivalency certificate.

Experience: Seven years of experience evaluating the risk involved in granting single family, multifamily and commercial loans, government assistance programs, and/or construction management.

Notes:

1. Candidates may substitute the possession of a Bachelor's degree from an accredited college or university in Business Administration, Architecture, Construction Management, Finance, Economics, Real Estate, Architecture or any other related field and three years of experience evaluating the risk involved in granting single family, multifamily and commercial loans, government assistance programs, and/or construction management for the required experience.

2. Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in loan specialist classification, loan specialist specialty codes in the loan specialist field of work, or as a commissioned officer in business and industry classification or business and industry specialty codes in the housing management field of work on a year-for-year basis for the required experience.

DESIRED OR PREFERRED QUALIFICATIONS

SELECTION PROCESS

Please provide sufficient information on your application to document that you meet the minimum qualifications for this recruitment.  Unofficial transcripts, certifications, or diplomas to document educational or certification qualifications are required.  Educational credentials from foreign countries must be evaluated by an approved education review service.  This evaluation must be submitted with your application.  For further information, you may call International Consultants of Delaware, Inc.  (302) 737-8715 or World Education Services Inc.  1-800-932-3897 or (202) 331-2925.  Successful candidates will be placed on the employment (eligible) list for at least one year.  Eligible list may be used to fill future vacancies of the same classification.  Successful candidates must document eligibility to work in the U.S. upon hire. 
Please note:  The Maryland Department of Housing and Community Development is not sponsoring new employees in application of the H-1B Visa at this time due to budgetary constraints.  All applicants must be legally authorized to work in the United States under the Immigration and Reform Control Act of 1986.  Federal regulations prohibit H-1B Visa candidates from paying sponsorship fees, all sponsorship fees must be assumed by the potential employer. 

EXAMINATION PROCESS

The examination will consist of a rating of your education, training, and experience related to the requirements of the position.  You may be required to complete a qualifications supplement, or the rating may be based on your application.  Therefore, it is important that you provide complete and accurate information on your application.  Report all experience and education that is related to this position. 

BENEFITS

Contractual employees who work for an agency covered under the State Employee and Retiree Health and Welfare Benefits Program, have a current employment contract and work 30 or more hours a week (or an average 130 hours per month) may be eligible for subsidized health benefits coverage for themselves and their dependents.  As a contractual employee, you will be responsible for paying 25% of the premiums for your medical and prescription coverage, including any eligible dependents you have enrolled.  The State of Maryland will subsidize the remaining 75% of the cost for these benefits.  You can also elect to enroll in dental coverage, accidental death and dismemberment insurance, life insurance, but will be responsible to pay the full premium for these benefits.
Leave may be granted to a contractual employee who has worked 120 days in a 12 month period.  This leave accrues at a rate of one hour for every 30 hours worked, not to exceed 40 hours per calendar year. 

FURTHER INSTRUCTIONS

Online applications are STRONGLY preferred. However, if you wish to submit a paper application, you may mail your application and materials to:

Charlee Kerr 

Department of Housing and Community Development

Office of Human Resources 

7800 Harkins Road, Lanham, MD 20706 

All application materials must be received by the filing deadline. If you are unable to upload your transcripts into the system, please send via email to charlee.kerr@maryland.gov. Please include the following information in the body of the email: 

Incorrect application forms, or resumes in place of the application, will not be accepted. If you are interested in these positions and cannot apply online please fill out the paper application. For questions concerning these positions, please call 301-429-7783. 

TTY Users: call via Maryland Relay. 

We thank our Veterans for their service to our country, and encourage them to apply.

As an equal opportunity employer, Maryland is committed to recruiting, retaining and promoting employees who are reflective of the State’s diversity.

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