Financial Analyst

Join Us in Making an Impact ✨ 

At OneAZ Credit Union, our success is measured only by yours. We’re here to create lasting change in the lives of our members, our communities, and our team. If you're looking for a career with purpose, where your work truly matters—you've found it! 

Who You Are 🧩 

You’re impactful, compassionate, and fearless, ready to embrace new challenges and shape the future of financial well-being. You take accountability for our success and thrive in an environment where curiosity is celebrated. If this sounds like you, let’s build something great together. 

What You’ll Do 🚀 

📍This position will be located at our Corporate Office: 2355 W Pinnacle Peak Rd, Phoenix, AZ 85027

• Coordinates data transfer to interest rate risk analyst, reviews output for accuracy, and interprets results.
• Analyzes and identifies balance sheet risk components and income drivers.
• Assists with preparation of Asset-Liability Committee (ALCO) packages and similar reporting.
• Analyzes financial information to recommend improvement in present and future financial performance and identify revenue optimization strategies.
• Completes analysis of monthly financial results, identifying trends and analyzing causes of unexpected variances.
• Assists with monitoring loan and deposit pricing and elasticities and makes pricing recommendations to management, maintains rate sheets, and communicates rate changes.
• Makes recommendations to management regarding cost savings or profit generating opportunities and profitability improvement strategies.
• Assists with and may coordinate annual activity-based costing study.
• Conducts profitability analysis to support strategic targets and decisions.
• Establishes models, templates, and manages data in support of preparing and analyzing long range planning options and Credit Union financial statement impacts.
• Participates in the development of annual budgeting, quarterly forecasting, and monthly financial reporting tools through collaboration and coordination with other departments.
• Works with team to incorporate economic outlooks into budget and forecast modeling on subjects, including rate of return, depreciation, working capital requirements, investment opportunities, investment performance, and impact of governmental requirements.
• Assists with financial forecasting and modeling within Adaptive Planning with general assumptions in line with asset/liability management (ALM) and balance sheet management assumptions.
• Conducts special studies and “what if” scenarios to analyze complex financial actions and prepares recommendations for policy, procedure, control, or action.

What You Bring 🎯

• High School Diploma Required
• Bachelor’s degree from an accredited institution, or an equivalent combination of education and relevant work experience required.
• 1 to 3 years of similar or related experience required.
• Proactive and self-starter skills and abilities.
• Strong motivation and continuous learning skills.
• Strong collaboration, teamwork, attention-to-detail, and multi-tasking skills.
• Ability to be result-oriented with a focus on high quality standards and output.
• Excellent quantitative and analytical competency skills.

Compensation & Benefits 🎉

• Generous paid time off: paid holidays, floating holidays, personal days, vacation days, plus sick time
• Low-cost Medical, Dental & Vision plans 
• Paid childcare assistance
• Award-winning 401K
• Gym fee reimbursement 
• Tuition Reimbursement 
• Student loan repayment
• ...and much more. Explore all the details in our comprehensive Benefits Booklet
• Target hiring range $64,726 - $80,900 (Depending on experience and prior to any incentives this position is eligible for)

Why Join OneAZ? 

At OneAZ, we’re not just a credit union; we’re a financial trailblazer that passionately cares about inspiring dreams and driving prosperity in the communities we serve. We exist to clear the way for dreamers and doers, aspiring to be the bank for new pioneers. 

We are driving change in our communities, constantly improving our products and services so our members and their families can relentlessly pursue their dreams. By embodying our values and living our promise, you’ll be part of a team committed to exceeding expectations and redefining what’s possible. 

Additional Notes:  

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights. Candidates for this position will be required to sign an authorization for OneAZ to conduct a credit and criminal background check, pursuant to procedures in the Fair Credit Reporting Act and any other applicable laws. All candidates will be considered for this position on an individualized basis, in compliance with all applicable equal employment opportunity laws. Any individual who meets the definition of a mortgage loan originator (MLO) and is employed by a federal agency-regulated institution will need to be registered on the Nationwide Mortgage Licensing System (NMLS). Ensures compliance with applicable policies, laws, and regulations, including the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) compliance, USA Patriot Act, and Office of Foreign Assets Control (OFAC). This job description should not be considered all-inclusive. It is merely a guide of expected duties. The associate understands that the job description is neither complete, nor permanent and may be modified at any time. At the request of their supervisor, an associate may be asked to perform additional duties or take on additional responsibilities without notice. Complies with all policies and standards. Position grades could fluctuate based on market value.