Finance Manager

Payactiv • Milpitas, California • Full Time

Posted on Fri, May 15, 2026

Job Title: Finance Manager Location: Payactiv’s Milpitas, CA Headquarters Reports to: Director of Finance Who we are… We are Payactiv, a FinTech company in the heart of Silicon Valley, devoted to giving workers access to their earned wages when they need them. Payactiv is the pioneer and industry leader in Earned Wage Access. We are the only Certified B Corporation and Public Benefit Corporation in our industry. Our app provides millions with financial services that help them avoid debt, manage their finances, and regain flexibility to pay for things on their own schedule. Payactiv is seeking an experienced Finance Manager to lead and scale the Finance function for a multi-million-dollar business partnership. This role requires a proven leader with experience overseeing globally distributed, cross-functional teams, strong analytical and problem-solving abilities, and excellent communication skills, including direct interaction with clients and stakeholders. The successful candidate will be responsible for driving both strategic and operational initiatives to improve collection rates, reduce loss exposure, enhancing processes, and supporting business objectives within a fast-paced environment. This position reports to the Director of Finance and is based in our Milpitas, CA office. What you will do… Team Leadership & Strategic Collaboration

Lead, mentor, and scale a finance operations team of 7+ professionals across U.S. and offshore locations
Drive initiatives to minimize disbursement losses
Oversee development of analytical models and strategies to identify high-risk customer segments and improve financial performance
Partner closely with leaders across Client Support, Risk & Fraud, Customer Success, Product, Engineering, and Finance to support strategic initiatives

Process Improvement & Operational Excellence

Design and improve scalable operational processes and internal controls to maximize account receivable collection rate
Drive automation and operational efficiency initiatives across finance operations workflows
Collaborate with Product and Engineering teams to enhance financial systems, reporting tools, and operational infrastructure
Monitor operational performance metrics and identify opportunities for continuous improvement

Analytics & Business Insights

Lead analysis of operational and financial data to identify trends, risk drivers, and performance opportunities
Translate analytical insights into actionable business strategies and operational improvements
Oversee reporting related to collections performance, losses, and operational KPIs

Communication & Stakeholder Management

Communicate effectively with executives, cross-functional teams, and external stakeholders
Support client engagement efforts related to operational escalations, collections, and recovery initiatives

What you need…

5+ years of experience in finance operations, fintech, collections, or risk analytics
An advanced degree (MBA, Engineering, Data Science) is preferred
Experience managing and developing professional teams
Strong analytical and problem-solving skills
Experience working cross-functionally with Product, Engineering, Operations, and Finance teams
Ability to manage complex operational processes in a fast-paced environment
Power user in Excel and big data tools (e.g., Python Pandas, SQL, etc.)
Excellent communication and leadership skills

What we offer…

Company sponsored Health, Dental, and Vision insurance
401K, traditional, and Roth with a company match
Tuition Assistance or Tuition Reimbursement
Unlimited Paid Time off
Monthly Gym Reimbursement
Paid time off to volunteer
Paid Family Leave
Complimentary lunches onsite
Opportunity to grow
Opportunity to work with a great team committed to making a difference.
Salary range $110k to $145k + Bonus

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