Credit Risk Analyst
Fidelity • Jersey City, New Jersey • Full Time
Posted on Tue, May 19, 2026
Job Description:
Note: Fidelity will not provide immigration sponsorship for this position.
The Role
The Credit Risk Analyst will be responsible for creating IWMS Clearing, Green Pier, Separate Account Manager and PWM new business reviews and ongoing client oversight for the Separate Account Network. This role will provide the right candidate with an opportunity to gain exposure to a variety of business functions and make an impact within a critical and highly visible organization.
The Expertise We’re Looking For
Bachelor’s degree required (business, economics, finance, or related field preferred)
1-2 years of relevant experience in risk management, internal audit, compliance, or business operations in the financial services industry preferred
Brokerage business and financial knowledge and the ability to assimilate risk assessment practices and frameworks
Your ability to optimally prioritize day-to-day responsibilities and longer-term projects in a fast-paced and complicated environment
Excellent verbal and written communication skills
Ability to build and maintain positive relationships with internal and external business partners
Strong collaboration skills and energy to drive constructive dialogue with internal and external business partners and clients
The Skills You Bring
Understanding of brokerage, transfer agency and related operational processes
You are a creative problem solver with a curiosity driven by current technology trends, and are interested in applying new technology-based solutions to drive efficiencies when and where applicable
You lead initiatives independently with minimal oversight from inception to completion and achieve results within prescribed scope and timelines
Maintain strong relationships with colleagues and consistently demonstrate effective communication with team and key business partners
Possess a solid understanding of common analytical, reporting, and visualization tools and methods
The Value You Deliver
Working independently and with colleagues to conduct risk reviews to assess the risk profile of prospective clients within high risk and highly regulated business areas and recommend action to drive risk reduction
Ability to engage stakeholders across a heavily matrixed organization and facilitate discussions, working sessions, and walkthroughs to accomplish risk goals and follow issues through to resolution
Recommending risk remediation actions, brokering solutions with management, and driving remediation where appropriate
Leading multiple projects and responsibilities within prescribed timelines, including individual as well as team responsibilities
Continuously improving our programs to exceed the pace of the prevailing technology, industry, and regulatory environments
The Team
The Credit Risk Center of Excellence is a dynamic team responsible for the new business due diligence and ongoing client monitoring programs for the clearing, custody, and prime channels at Fidelity, in addition to providing cross-organizational vendor financial health assessment support and advisory support on credit and counterparty due diligence questions. Credit Risk Center of Excellence also supports external audit coordination for Fidelity Institutional.
The base salary range for this position is $67,000-$127,000 per year.Placement in the range will vary based on job responsibilities and scope, geographic location, candidate’s relevant experience, and other factors.
Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation.
We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted.
Please be advised that Fidelity’s business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories.