Credit Analyst

Core Competencies

Demonstrated ability:

• To maintain confidentiality
• To provide excellent customer service
• To handle stress and meet deadlines/goals
• To work independently and as a team member
• To perform basic math functions
• In attention to detail and accuracy
• In computer use including Microsoft Office Suite
• In oral communication and interpersonal skills
• In judgment and decision-making
• In analytical and problem-solving skills
• In time management
• To identify and present appropriate credit solutions
• To analyze financial statements and tax returns

Physical Requirements

Ability to:

• sit for extended periods of time
• use telephone frequently
• extensive use of computer screen
• normal or correctable to normal vision and hearing
• reach, stand and walk on frequent basis
• lift and carry up to 20 pounds on occasional basis
• kneel, crouch and climb on occasional basis

(Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions)

Environmental Demands

Exposed to potential hazard of robbery – position receives detailed instructions to minimize risk

Education and Experience Preferences

• 4-year college degree (accounting, business, finance, management or related) or 2 years of relevant college coursework and 2 years relevant experience - or equivalent combination of education & experience
• General knowledge of lending principles
• Knowledge of basic accounting functions and terminology

Work Hours

• Typical schedule may be varied and flexible Monday Friday between 7:30 a.m. – 6:30 p.m. with flexible hours as needed during peak times, vacations, and sick leave. Some job positions regularly work Saturday shifts and supervisor will advise if applicable to this job position.
• Employee may also be required to work extended hours on an occasional basis in order to fulfill job duties and responsibilities as outlined in Essential Functions & Key Areas of Responsibility.