Credit Analyst II

*This role is only open to candidates currently residing within a 45 miles radius from Denver, CO at this time

• Prepare and present credit reports to SVP/Chief Credit Officer and committee meetings for use in making lending decisions on new, renewal and extension of loans.
• Recommend loan decisions for approval or denial based upon thorough analysis.
• Recommend a risk grade associated with each new and existing loan request.
• Monitor customer accounts and loan portfolios to maximize credit quality and minimize risk and potential loss and monitor ongoing borrower performance through measurement of loan covenants.
• Assist in collecting and spreading financial statement information.
• Assist in the development of manuals and supporting documentation to accomplish tasks/duties inherent in this position.
• Prepare internal reports for bank officers as requested.
• Performs other related duties as necessary or assigned.

• Well-developed credit analysis and analytical skills.
• Good knowledge of economics, accounting, and finance.
• Basic knowledge of credit administration, policy, and procedures.
• Knowledge of loan documentation and process.
• Basic knowledge of risk analysis.
• Strong verbal & written communication skills.
• Effective technical report writing skills.
• Customer service and interpersonal skills.
• Proficiency in Microsoft applications e.g., Word, Excel, Outlook.
• Effective organizational skills, time management and problem-solving skills.
• Ability to work independently, prioritize work and handle multiple tasks.
• Attention to detail, self-motivation and the ability to take initiative.
• Minimum of Undergraduate Degree in Accounting, Finance, or business-related field from an accredited college/university 
• A minimum of 4+ years of banking experience in advanced commercial credit analysis and/or lending activities in Lending analysis is required for this position.

• Prolonged periods of sitting at a desk and working on a computer.
• Must be able to lift 15 pounds at times.

• Competitive salary and benefit package
• Professional development opportunities
• Health, Dental and Vision Insurance
• Health Savings Account with company contribution
• Employer paid Short-term and Long-term disability insurance
• Employer paid Life Insurance
• 401(k) plan and matching
• RTD Eco Pass (Denver) / ORCA (Seattle)
• Pet Insurance
• Paid Time Off
• Volunteer Time Off

Additional Information

• Pass background check prior to hire.
• This position allows to hybrid schedule to candidates currently residing within a 45 miles radius from Denver, CO at this time.
• The annual salary range for this full-time position: $68,700 - $85,900.

Note to Agency Recruiters

Native American Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Native American Bank colleagues, directly or indirectly, will be considered Native American Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

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