Credit Analyst II
M C Bank • Lafayette, Louisiana • Full Time
Posted on Tue, May 19, 2026
- Review loan applications and supporting documentation to help ensure complete, accurate packages for credit decisioning.
- Analyze commercial, real estate, private banking, and consumer financial information to assess credit quality and identify risk.
- Enter financial statements, tax returns, and application data into loan origination and analysis systems with a high degree of accuracy.
- Review credit memos for accuracy and recommend updates or changes when needed.
- Prepare clear, timely, and well-supported credit recommendations with limited supervision.
- Apply risk rating tools appropriately and identify exceptions related to policy, procedure, or regulatory requirements.
- Partner with lenders and relationship managers to provide responsive support, insight, and efficient turnaround times.
- Route loan requests to the appropriate credit officer and help maintain service level expectations.
- Coordinate appraisal requests, prepare engagement letters, track progress, and review completed appraisals for quality and compliance.
- Support compliance with all applicable bank policies and federal and state regulations.
- Report policy issues and recommend corrective action or tracking as needed.
- Complete required training and maintain a working knowledge of current policies, procedures, and regulatory updates.
- Bachelor’s degree in business administration, finance, or similar field, preferred.
- At least 3-5 years of experience in banking.
- Proficient in Word, Excel, Premier and Viewpoint.
- Excellent oral and written communication skills.
- Must be detail oriented, accurate, well organized and be able to shift resources and priorities as needed.
- Demonstrate discretion in all confidential matters.
- Self-motivated with the ability to take initiative and manage work independently.
- Strong understanding of banking compliance expectations or the ability to quickly build knowledge through training and experience.
- Comfortable working in a hands-on, fast-paced environment.
- Able to complete assignments accurately with minimal supervision.
- Willingness and ability to travel to support different markets as needed.