Credit Analyst II, Global Loan Products

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.
We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.
Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

The Credit Analyst will be part of a global team that is responsible for managing the loan portfolio of Global Corporate and Investment Banking, working on a team that provides our clients with optimal capital solutions while optimizing returns across our banking relationships. The Credit Analyst will play a critical role working with corporate and investment banking, underwriting and product partners across capital markets, global markets and transaction services discussing loan pricing and helping driving improved performance by deepening client relationships. The team's primary responsibilities include ownership & optimization of P&L, capital and liquidity of GCIB’s core loan book, balance risk & reward, ownership of the Capital Review Council, management of loan portfolio profitability through portfolio management, manage roll-forward forecasting and provide input to Finance’s baseline forecasts and provide advisory and thought leadership on Loan product to GCIB coverage.

Responsibilities:

• Evaluates transaction and relationship risk-adjusted profitability to facilitate the allocation of capital
• Assist with regulatory related reporting
• Assist with loan portfolio profitability strategies
• Assist with financial forecasting

Required Qualifications

• 1+ year of commercial and/or corporate banking experience focusing on client coverage, credit and underwriting, origination, portfolio management, finance or capital/balance sheet management.

Desired Qualifications:

• Bachelor's degree

Skills:

• Analytical Thinking
• Financial Analysis
• Financial Forecasting and Modeling
• Profitability Analysis
• Research Analysis
• Attention to Detail
• Business Acumen
• Written Communications
• Collaboration
• Critical Thinking
• Portfolio Analysis
• Prioritization
• Technical Documentation

Shift:

Hours Per Week: