Credit Analyst I

At INTRUST Bank, People Come First. Guided by strong character qualities—such as respect, compassion, humility, positivity, and initiative—we work to support one another, serve our customers, and strengthen our communities. Here, your career matters. You’ll find an environment where you’re encouraged to grow, empowered to lead at any level, and supported as you build a meaningful career with a trusted organization.

Job Summary: This position provides analytical services for the Commercial & Community Bank Lenders within INTRUST Bank. Promotes an environment of teamwork within the department and across the bank. Represents INTRUST Bank in all they do in the community and is focused on the development of new business relationships. Must maintain strict standards of confidentiality and perform duties in a manner supporting INTRUST’s Character Qualities.

Essential Functions:

• All expectations described in the job description’s essential functions are necessary to be successful in this role, performed with or without a reasonable accommodation. 

• Typical duties include spreading and analyzing financial statements, risk rating customer borrowing relationships, and compiling basic management information reports

• Perform various other basic duties assigned by Senior and Executive Management.

• Compile and analyze information for the preparation of basic loan memos and applications.

• Check for compliance on loan agreements and perform basic collateral reviews.

• Assess credit quality of loan applicants.

Education and Experience: Bachelor's degree in business, with a preferred major in finance or accounting and 0-3 years of related experience is necessary. 

Required Skills and Knowledge: Apply accounting principles in the interpretation of customer financial statements.  Knowledge of business and economics.  Comfortable utilizing Microsoft Office and related computer skills. Effective business writing and professional communication skills. Demonstrated effective Customer Service skills via active listening and speaking skills. Possess critical thinking skills by utilizing logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems. Proven ability to read and understand information and ideas presented in writing with the ability to communicate information and ideas in speaking so others will understand. Aptitude to combine pieces of information to form general rules or conclusions which includes finding a relationship among seemingly unrelated events.

Required Licenses and/or Certifications: None.

Physical Demands: Extended period(s) of time may be spent viewing a personal computer, sitting, standing, and walking. Occasional lifting up to 25 lbs. The physical demands necessary for this role should be performed with or without a reasonable accommodation.

Working Conditions: Normal office conditions.

This job description summary is not intended to be an employment contract, nor is it intended to state or imply these are the only activities to be performed by the employee occupying this position.  Employees will be required to follow any other duties as assigned or requested by their supervisor.

INTRUST Financial Corporation and its subsidiaries, including INTRUST Bank, are Equal Opportunity Employers whose policy is not to discriminate unlawfully against any qualified employee or applicant  for employment on the basis of protected military or veteran status, disability, race, color, religion, sex, age, national origin, pregnancy, genetic information, sexual orientation, gender identity, or any other classification protected by applicable local, state or federal law; except where an individual’s protected category constitutes a bona fide occupational qualification.