Credit Analyst

Credit Analyst  

Tulsa, OK 

SUMMARY

Provide support to senior banking staff in the on-going credit evaluation of existing and prospective customers, including Commercial & Industrial and Investment Real Estate. The Credit Analyst analyzes the financial health of commercial borrowers and is responsible for gathering and reviewing credit information making recommendations for credit lines based on required criteria. The Credit Analyst interacts with a variety of professionals and represents the bank in interactions with clients and other professionals. 

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

Preparing relationship, collateral, loan agreement compliance and profitability summaries 

Preparing industry research 

Preparing financial analysis memorandums 

Preparing loan memorandums 

Attending loan committee meeting to include presentation of credit requests 

Attending weekly sales meetings 

Research, identification and development of prospects 

Making customer and prospect calls 

Developing information requests for credit and/or deposit and treasury service opportunities 

Preparing term sheets for credit requests 

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. 

REQUIREMENTS

Bachelor’s degree in Finance or Accounting  

Excellent customer service skills 

Strong communication skills, both verbal and written 

Excellent interpersonal skills 

Demonstrates an understanding of credit management, credit operations and commercial lending 

Ability to perform in a highly sensitive environment and maintain confidentiality 

High level of attention to detail, with strong problem solving and organization skills 

Ability to perform effectively in a fast-paced environment 

Working knowledge of Microsoft Office, especially Word, Excel 

Complete all required compliance training by established deadlines 

PREFERRED SKILLS 

N/A 

PHYSICAL REQUIREMENTS 

Constant use of computer screens and reading of reports 

Ability to operate a computer keyboard, multi-line telephone, photocopier, scanner and facsimile 

Regularly required to sit, use hand to finger, handle or feel, reach with hands and arms, and talk, see or hear 

Intermittently standing, stooping, bending at the waist, walking, kneeling or crouching to file materials 

Regularly lift and/or move and carry up to 10 pounds  

LOCATION 

2809 E. 101st Street

Tulsa, OK 74137

HOURS 

Full Time  

Hometown service, statewide strength. BancFirst is committed to investing in the future of Oklahoma communities. BancFirst is a $15 billion bank offering personal and commercial products, trust, insurance, and investment services in sixty Oklahoma communities. Employees enjoy excellent benefits and a learning environment that allows them to continuously improve their skills to deliver highly personalized service to customers.
 EOE - BancFirst is an Equal Opportunity employer.

Diversity…Our differences enhance business performance.