Corporate Credit Portfolio Risk Manager

About the Role

Summary

Under the direction of the GBCI Chief Credit officer, the Credit Portfolio Risk Manager will use quantitative data, critical thinking, and problem solving to coordinate, improve, and participate in a wide variety of credit risk and loan portfolio management functions to determine the amount and trends in the credit risk metrics of the bank’s loan portfolios and administration of the bank’s respective loan portfolios and operating systems. The position is part of our Credit Administration Management team, which assists senior management and the board of directors in assessing, identifying, mitigating, and monitoring the corporation’s key credit risks as a means to protecting the long-term safety and soundness of the company.

This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY.

The entry rate for this position is $129,900.00 + /year (calculated for Kalispell, MT). All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

Spokane, WA pay range: $143,600 to $239,300 per year 

Wenatchee, WA pay range: $136,700 to $227,900 per year

Description

• Responsible for evaluating and overseeing model performance of the Allowance for Credit Losses (ACL) reporting per CECL and accounting guidance. Produce analytical evaluations and reports relating to credit quality, loss forecasting, and ACL for assigned portfolios and Bank Division segments. Responsible for risk assessment activities consistent with the banks ERM framework, industry best-practice, and regulatory guidance. Support disclosures of allowance calculation for public reporting and respective documentation to external auditors and regulators. Prepare reports describing the results of the validation analyses and list the recommendations for addressing any issues identified and managing the resolution of the findings. Review ongoing model performance and assess overall model health within a given framework, identify potential problems, and work with stakeholders to resolve issues. Be comfortable working with, and articulating complex matters to senior management specifically credit and finance teams in written and verbal communications.
• Coordinate and manage the credit risk reporting function and develop risk-related reports and supporting documentation. Utilize analytical, statistical, financial and economic tools, software, and concepts that can be used by management in making well-informed credit administration and loan production decisions. Develop, enhance, implement, execute, and maintain such reports and present to bank management, bank committees, Board of Directors and external parties when warranted.
• Participate in the due diligence process for new or changing products, services, and endeavors. Participate in the due diligence process of evaluating credit portfolio quality of potential bank acquisitions. Support data governance initiatives including the defining, collecting, reconciling, testing, controlling, and storing data. Conduct interviews and/or facilitate workshops. Provide direction through collaboration with relevant committees and working groups.
• Manage the development, implementation and monitoring of the loan origination systems while supporting the Bank Division’s loan production staff and GBCI Loan Operations. Facilitate vendor assessments, engagements, contracts and performance. Work closely with the IT Project Management and Business Applications Departments to ensure seamless implementation and execution of the respective systems.
• Work with bank regulators, credit review consultants, ERM, accounting staff and internal and external auditors. Research and analyze safety and soundness regulations and industry best practices regarding credit risk management. Works with all GBCI and Bank Division management on corrective actions of existing findings and the development of initiatives for new regulations, accounting requirements, credit review findings and internal control processes. Assesses current standing with regards to developed action plan to determine if additional administrative requirements are necessary.
• Expedite corrective action when credit risk exposure exceeds the Bank’s credit risk appetite. Provide guidance and support to the Bank Divisions and loan production departments in the development and documentation of the respective credit risk objective and control processes.
• Provide support to Bank Management, Bank Divisions and Loan Production staff on data analysis and risk reporting needs for the identification, measuring, monitoring, and controlling of credit risk exposures. Facilitate and recommend proactive improvements to existing credit administration and lending processes.
• Support various aspects of credit stress testing, including model evaluation, validation of assumptions and respective documentation. Provide insights for the valuation of parameters for utilization in the development of credit stress testing.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

About You

What We Offer

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details.  Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.