Construction Risk Analyst

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

Prosperity Bank is an Equal Opportunity Employer.

POSITION PURPOSE 

Cross-Functional position responsible for ensuring accurate data in Prosperity Bank and Third-Party Systems, as it relates to Construction Advances.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

1. Work varied reports pulled from bank systems and third-party sources to ensure the daily advance process is monitored appropriately 
2. Review and upload construction documentation to a third-party system 
3. Responsible for ordering inspections for construction advances
4. Review, reconcile and research construction advance requests 
5. Responds to internal and external queries via team inboxes regarding status of BUILT system activations and pending advance requests 
6. Monitor incoming inspection invoices for reporting purposes 
7. Perform other duties, tasks and special projects as required, assigned, or directed. 
8. Follows all compliance policies and procedures  

QUALIFICATIONS

Education/Certification:
High School Diploma or GED

Required Knowledge:        
3 + years Mortgage, Commercial/Consumer and Business loan servicing and/or construction advance experience preferred
Thorough knowledge of all applicable Bank mainframe systems. 
Strong knowledge of Spreadsheet software and Word Processing software 

Experience Required: 
Consumer/Commercial and Business Loan Servicing.
Experience with Collateral Documents 
Strong Excel skills 
Experience pulling and working system reports

Skills/Abilities:                              
Must be able to handle and resolve high volumes of work and meet strict deadlines 
Ability to read and comprehend simple instructions, short correspondence, and memos. 
Ability to write detailed correspondence. 
Must be a critical thinker and able to analyze situations and escalate to management as needed 
Highly organized and self-motivated 
Excellent verbal and written skills 
Strong attention to detail and be able to perform multiple tasks under pressure Tact in dealing with customers and associates
Experience liaising with varied bank departments to resolve issues. 
Light typing; moderate to heavy computer input 
Proficient computer skills

PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Talking:                     Must be able to communicate effectively with all levels of management outside vendors, and insurance agents.

Average Hearing:   Able to hear average or normal conversations and receive ordinary information.

Repetitive Motion:  Movements frequently and regularly required using the wrists, hands, and/or fingers.

Average Visual Abilities:Average, ordinary, visual acuity necessary to prepare or inspect documents 

Physical Strength:            Sedentary work; sitting most of the time.  Exerts up to 10 lbs. of force occasionally. 

(Almost all office jobs.)

MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION

Reasoning AbiliTY                           Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions.  
 Ability to deal with problems involving a few concrete Variables in standardized situations  

Mathematics Ability:         Must possess the ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations

Language Ability:   Ability to read and understand procedures and department guidelines
 Ability to prepare memos, reports, using proper punctuation, spelling, and grammar.
 Compose emails which clearly outline situations that could be complex in nature in a professional manner