Commercial Risk Analyst II
M&T Bank • Buffalo, New York • Full Time
Posted on Thu, Jun 4, 2026
Overview:
This position will be responsible for providing an advanced level of support to Commercial Scorecard Management team and first line of defense risk management function by working across several simultaneous projects with the identification and assessment of risks, risk monitoring and testing, and issues management. Provide scorecard assistance to business partners including 1LOD scorecard users, SMEs, 2LOD credit officers, risk rating policy team, and Credit Review/Audit.
Primary Responsibilities:
- Offer prompt and precise guidance on how to use scorecards, helping both 1LOD and 2LOD credit teams apply commercial scorecards properly when evaluating client credit risks.
- Identify trends in scorecard performance and pinpoint emerging issues, carrying out root cause analysis and collaborating with stakeholders to establish improvement plans. Synthesize different perspectives and share results effectively.
- Take part in planning and implementing enhancements to current scorecard models, managing the design and execution of various projects.
- Follow all required compliance and operational risk controls according to company and regulatory standards.
- Drive continuous improvement of existing processes, develop new processes or enhance existing processes where required including maintenance plans, procedural documentation and custom tools for automation.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Complete other related duties as assigned.
Education and Experience Required:
Bachelor’s degree and a minimum of 2 years' relevant work experience, or in lieu of a degree, a combined minimum of 6 years' higher education and/or work experience, including a minimum of 2 years' relevant work experience
Experience Preferred:
Proficient in Excel.
Experience of using SQL, Tableau, Power BI or Python is a plus.
Experience of working with commercial risk, financial models or data is a plus.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.