Business Credit Analyst

The Kindred team is at the heart of our cooperative, bringing our values to life everyday. In fact, they are woven into everything we do. More than financial professionals, we care deeply about our members, and our communities. With integrity, stewardship, and compassion, we help ensure every member’s experience feels welcoming and grounded in purpose. Whether offering thoughtful financial guidance or strengthening community connections, we strive to connect values and faith with finances, inspiring peaceful, just, and prosperous communities.

Join our Business Banking team in the new role of Business Credit Analyst.  We have multiple openings, full-time or part-time, supporting our branches in  Kitchener-Waterloo, Milverton and Mount Forest.

Reporting to the Regional Manager, the Business Credit Analyst supports business members by providing high-quality credit analysis, underwriting, and documentation for commercial and agricultural lending. As an integral part of the business banking team, this role focuses on evaluating risk, structuring credit, and preparing clear and comprehensive credit applications that align with Kindred’s policies and values.

Operating as a shared, mobile resource across multiple locations, the Business Credit Analyst enhances consistency, efficiency, and turnaround times in credit delivery, while enabling Account Managers to focus on building and maintaining strong member relationships.

Key Responsibilities:

• Conduct financial analysis and assess borrower risk to support sound commercial lending decisions and appropriate credit structures.
• Prepare clear and thorough credit applications, annual reviews, and recommendations that align with Kindred's credit policies and underwriting standards.
• Complete annual and interim reviews, updating risk assessments, and identifying emerging risks to support portfolio management.
• Support the execution of commercial lending transactions by coordinating documentation, fulfilling conditions, and ensuring complete, accurate credit files.
• Collaborate with Account Managers and internal partners to deliver timely credit solutions, improve workflow efficiency, and provide an exceptional member experience.

What to bring:

You are analytical and naturally curious, enjoying the challenge of understanding financial information and identifying both risks and opportunities. You communicate clearly, collaborate well with others, and build trusted relationships with colleagues across teams. Organized and detail-oriented, you take pride in producing accurate, high-quality work while managing competing priorities. You are motivated by helping business members succeed and energized by Kindred's relationship-based approach to commercial and agricultural banking.

You will be part of a collaborative workplace where you can engage with our purpose, participate in the business and share your voice. You’ll be expected to continually grow your skills and abilities and to share your expertise and experience with team members.

Plus, you bring your qualifications and experience:

• Valid driver’s license and reliable access to a vehicle
• Post secondary education in accounting, business or related field
• 2-3 years experience in financial services, accounting, or related field
• Strong analytical skills and attention to detail
• Strong technical skills
• Accounting expertise, ability to read financial statements
• Credit expertise is beneficial

Why Kindred

We believe that your life is bigger than any job, so we’ll work together to achieve work-life quality and to care for your overall wellness. And of course, your total rewards package includes competitive cash compensation plus an array of wellness benefits and financial products and services at preferred rates for employees.

Our comprehensive total rewards package includes:

• Starting salary $53,500 – 66,500
• Performance based target incentives (6%), tied to individual, team and organizational results
• Employer paid Group benefits plan with no waiting period
• Employer matching at 5% on Group Savings Plan with no waiting period
• Three weeks of vacation and generous paid time off provisions
• Career growth opportunities, training & development support

When you choose Kindred to further your career, you’re joining an engaged workforce at a certified that is committed to using business as a force for good™ and acting as an advocate for a Living Wage.

RSVP

Ready to choose Kindred? Visit us at www.kindredcu.com/careers to learn more about why people enjoy working with us. If this role sounds like a good fit, please apply.

At Kindred, we value genuine connection. We don’t use AI to screen applications—every resume is reviewed by a real person. If selected, you’ll hear from a Kindred team member by phone, and when possible, we prefer to meet candidates in person.  If you choose to use AI to support your application materials, we encourage you to ensure your own voice and personality still come through. Kindred will acknowledge all applications received and advise all candidates when the position is filled.

As a team of people who, with compassion, integrity, and stewardship, care deeply about each other, our members, our communities, and our world, Kindred is committed to building an equitable, diverse, and inclusive workplace. Kindred’s values-centered and faith-inspired, warmly professional, expressly invitational characteristics compel us to be a place that understands, respects, and values, and treats equitably all people of every race, national or ethnic origin, colour, religion, age, sex, sexual orientation, gender identity or expression, marital status, family status, genetic characteristics, and disability.