Ag Credit Analyst

Beacon Credit Union • Rushville, Indiana • Full Time

Posted on Thu, May 7, 2026

Note: The selected employee(s) can be headquartered at any Beacon ag loan center that has available office space. We will consider fully remote status for an experienced candidate, with some travel for training required depending on the location of the candidate.
Role Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data profitability, income growth, and management quality to decide if loans will be lucrative.
Major Duties and Responsibilities

Performs the initial and ongoing credit analysis to determine if members' credit requests satisfy policies and procedure guidelines, and prepares and processes all applicable documentation for credit analysis and risk ratings.
Images and tracks financial documents, including financial statement, tax return, credit report, risk analysis, annual review report, and loan request presentation report, necessary for annual review and loan approval processes for the borrower.
Prepares a detailed narrative based on the financial trends and ratios delivered in the reports presented to loan committees for loan approval and risk rating score assignment purposes.
Provides support to Credit Union members and staff in explaining credit policies and procedures.
Provides and maintains reporting requirements on Credit Union members' credit obligations, such as watch lists and allowance for loan loss calculations.
Assists in special assignments requested by management and members.
Performs other related duties as assigned.

Position Qualifications One to three years of agriculture and/or commercial credit analysis or related experience Four-year college degree or equivalent combination of education and experience Knowledge of financial spreads and tax returns a plus Excellent computer skills (Word, Excel) Ability to work independently with little or no supervision Must be extremely detail oriented Excellent communication skills with both internal and external personnel Ability to foster sound relationships with outside entities A significant level of trust and diplomacy, in addition to courtesy and tact Standard position hours are Monday through Friday, 8 a.m. to 5 p.m.
Available Benefits Include: - Health, dental and vision insurance - Paid time off - 401(k) match - Incentive/bonus program - Tuition reimbursement - and more!

Why Beacon?

At Beacon, you're more than just an employee. You're part of a supportive, values-driven community that truly cares. Whether you're drawn by our strong team culture, opportunities for growth in business and finance, or the chance to make a real difference in members' lives, Beacon offers a career with purpose. Our team loves helping people, solving problems, and building meaningful relationships, all while enjoying great benefits, a healthy work-life balance, and a positive, family-oriented environment. Join Beacon where people matter and every day is an opportunity to grow, serve, and thrive.

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