About OnePay

OnePay is the consumer fintech trusted by millions of Americans to make money better.

Our financial system is broken. High fees, low rates, and too few ways to actually grow your money. We’re fixing it. And we’re moving fast.

We’re an all-in-one financial services platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one place. We also partner with employers, HCM providers, gig platforms, and others to deliver embedded financial services to millions of employees and frontline workers.

We’re backed by Walmart, the world’s largest retailer, and Ribbit Capital, one of fintech’s most respected investors, giving us rare scale, distribution, and the opportunity to build something truly category-defining.

But what really sets OnePay apart is how we move. Our customers don’t have time to wait… and neither do we. This place moves fast, and we’re looking for people who are:

• Ready to run

• Hungry and driven by urgency

• Exceptional at what they do, with low ego

• Comfortable operating in motion

The Role

OnePay is seeking a highly experienced accounting professional to join its world class Accounting team and help us scale for the future. In this role, you will support the corporate accounting functions, leveraging expertise with US GAAP and focus on maintaining the accuracy and integrity of our financial records. You will require a strong understanding of financial reporting and partner cross-functionally to collaborate across departments to support operational processes to help us scale. The ideal candidate will have a strong understanding of financial operations in fast-paced environments like fintech. Experience with supporting automation initiatives is critical as we continue to support growth.

This role is responsible for

• Financial Reporting: Prepare and review accurate GAAP-compliant financial statements and management reports. Deliver clear financial insights to internal stakeholders and support leadership reporting.

• Close Management: Lead components of the monthly, quarterly and annual close processes, including reconciliations, journal entries, and variance analysis, ensuring precision and timely completion.

• Automation & Process Improvement: Partner with Finance Systems to streamline processes and implement automation solutions that improve efficiency and accuracy.

• AI & Scalable Solutions: Hands-on experience applying automation and AI tools to modernize accounting operations and eliminate manual work. Builder mindset with a track record of creating scalable, efficient finance processes.

• Compliance & Controls: Maintain a strong internal control environment aligned with SOX standards. Identify risks and enhance automated controls where appropriate.

• Cross-functional Collaboration: Collaborate closely with finance, operations, treasury and other business partners to ensure alignment on accounting policies and business initiatives.

• Audit Support: Serve as the key point of contact for external auditors, preparing schedules, reconciliations, and documentation to ensure smooth audit execution.

You Bring

• Bachelor’s degree in Accounting, Finance, or related field, CPA preferred.

• 6+ years of relevant experience.

• Strong understanding of US GAAP, SOX compliance, and technical accounting standards.

• Combination of public accounting and experience in the fintech or technology sector is highly preferred.

• Proven experience with ERP Software (ex. NetSuite) and exposure to automation tools (e.g., Alteryx, BlackLine, FloQast, or similar).

• Exceptional analytical, problem-solving, and communication skills with attention to detail.

• Drive and proactivity - everyone here is a builder and executor

What it’s like working @ ONE

Our teams collaborate remotely and in our work spaces in New York and Sacramento.

• Competitive cash - we don’t discount based on location

• Benefits effective on day one

• Early access to a high potential, high growth fintech

• Generous stock option packages in an early-stage startup

• Remote friendly (anywhere in the US) and office friendly - you pick the schedule

• Flexible time off programs - vacation, sick, paid parental leave, and paid caregiver leave

• 401(k) plan with match

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.